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Financing available

$575,000

685 County Road 4530, Decatur, TX 76234

4
beds
2.5
baths
2,380
sqft

Est. with seller financing: $4,432/mo

  • Single-family
  • Built in 2026
  • 58,806 sq ft lot
  • $242/sqft
  • Wise County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

**BUILDER OFFERING 20K SELLER CONCESSION, TITLE PAID WHEN PREFERRED LENDER USED** Structured Custom Homes has hit this one out of the ballpark!! A thoughtfully designed home with a timeless, neutral aesthetic, this four-bedroom home offers a versatile layout with dedicated spaces with everyday living and working from home in mind. The open-concept main living area features a spacious family room that flows seamlessly into the kitchen and dining areas, creating a functional gathering space. The kitchen showcases crisp white custom cabinetry, creamy textured tile backsplash, an oversized island, and spacious pantry. Light-toned engineered wood flooring extends through the main living areas, complementing the home's clean and inviting design. Bathrooms feature warm tan tile selections, creating a foundation that allows future owners to easily personalize the space with their own style. The private primary suite offers a spacious bedroom, dual vanities, a soaking tub, separate shower, and walk-in closet. Three additional bedrooms provide flexibility, while the dedicated home office offers a convenient space for work, study, or hobbies. Step outside to the covered patio overlooking the backyard, providing additional space for outdoor enjoyment. A two-car garage, separate laundry room, mudroom, and ample storage add everyday functionality to the thoughtfully planned design. With close to an acre and a half, you have plenty of room to create your own backyard oasis!

Facts & features

Interior

Features

  • Open Floorplan

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Flooring

  • Carpet
  • Engineered Hardwood
  • Tile

Appliances

  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Tankless Water Heater
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Wood Burning

Laundry

  • Washer Hookup
  • Dryer Hookup

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Garage

Lot

  • Acreage

Community

Neighborhood

  • Subdivision: Naomi Meadows

Schools

  • District: Decatur ISD
  • Elementary: Carson
  • Middle: Mccarroll
  • High: Decatur

Financial & listing details

Listing

  • Price per sq ft: $242
  • County: Wise
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,432/mo

Principal & interest
$4,164/mo
Property taxes
Not available
Homeowners insurance (est.)
$268/mo
Loan amount
$517,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Sasha Martin

Agape and Associates LLC

9403933667

MLS #
21372009

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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