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Financing available

$210,000

700 Harlem Street, Waco, TX 76704

3
beds: 2
baths: 1,081
sqft

Est. with seller financing: $2,013/mo

Single-family
Built in 2026
7,000 sq ft lot
$194/sqft
McLennan County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Modern new construction on a spacious corner lot just minutes from Downtown Waco! This 3-bedroom, 2-bath home offers an open-concept layout with stylish modern finishes, abundant natural light, and a clean contemporary feel throughout. The kitchen flows seamlessly into the living and dining areas, creating a bright and inviting space. Enjoy the privacy and functionality of a fully brand-new fenced backyard, perfect for relaxing or entertaining. Move-in ready and offering modern style at an affordable price point!

Facts & features

Interior

Features

Built In Features
Double Vanity
Granite Counters
Open Floorplan
Pantry
Vaulted Ceilings

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Ceiling Fans, Electric

Flooring

Vinyl

Appliances

Electric Oven
Electric Water Heater

Laundry

Washer Hookup
Dryer Hookup
Electric Dryer Hookup

Exterior & lot

Construction

Style: Detached
Stories: 1
Roof: Composition
Foundation: Slab

Parking

Concrete
Driveway

Lot

Corner Lot

Community

Neighborhood

Subdivision: CARVER PARK

Schools

District: Waco ISD
Elementary: JH Hines
Middle: GW Carver
High: Waco

Financial & listing details

Listing

Price per sq ft: $194
County: McLennan
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,013/mo

Down payment10% ($21,000)10%20%

Check Your Financing Options

Principal & interest: $1,521/mo
Property taxes (est.): $394/mo
Homeowners insurance (est.): $98/mo

Loan amount: $189,000
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Sandy Ortiz, EG Realty · MLS #21267342 · 254-218-4220

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.