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Financing available

$369,900

7004 Cotton Seed Drive, McKinney, TX 75070

3
beds: 2
baths: 1,785
sqft

Est. with seller financing: $3,493/mo

Single-family
Built in 2007
6,098 sq ft lot
$207/sqft
$58/mo HOA
Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome home to this beautifully designed 3-bedroom, 2-bath residence offering comfort, space, and unbeatable convenience. The open layout is ideal for both everyday living and entertaining, featuring a covered patio that overlooks a large backyard—perfect for relaxing evenings or weekend gatherings. The private primary suite is complete with a walk-in closet and a luxurious jetted garden tub. Additional peace of mind comes with the roof being replaced in 2019. Located just minutes from the prestigious TPC golf course and H-E-B, with easy access to State Highway 121, this home blends suburban tranquility with quick commutes and nearby amenities. A must-see opportunity in a prime location.

Facts & features

Interior

Features

High Speed Internet
Kitchen Island
Cable Tv
Walk In Closets

Heating & cooling

Heating: Central
Cooling: Central Air, Ceiling Fans

Flooring

Carpet
Tile
Wood

Appliances

Convection Oven
Dishwasher
Disposal
Microwave

Laundry

Washer Hookup
Electric Dryer Hookup
Laundry In Utility Room

Exterior & lot

Construction

Style: Traditional, Detached
Stories: 1
Roof: Shingle
Foundation: Slab
Materials: Block

Parking

Garage spaces: 2
Additional Parking
Concrete
Driveway
Garage
Garage Door Opener
Garage Faces Side

Community

Neighborhood

Subdivision: Harvest Bend Add Ph 2a

HOA

Principal Management Group of North Texas

Schools

District: Frisco ISD
Elementary: Comstock
Middle: Scoggins
High: Emerson

Financial & listing details

Listing

Price per sq ft: $207
County: Collin
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,493/mo

Down payment10% ($36,990)10%20%

See If You Qualify

Principal & interest: $2,679/mo
Property taxes: $583/mo
Homeowners insurance (est.): $173/mo
HOA dues: $58/mo

Loan amount: $332,910
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Chaz Cameli, Monument Realty · MLS #21309611 · 214-705-7827

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.