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Financing available

$199,900

701 N 32nd Street, Waco, TX 76707

2
beds
1
baths
1,022
sqft

Est. with seller financing: $1,796/mo

  • Single-family
  • Built in 1930
  • 7,492 sq ft lot
  • $196/sqft
  • McLennan County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Historic Charm, Thoughtfully Reimagined for Modern Living - Every detail of this beautifully restored 1930 home has been carefully considered, blending timeless character with quality modern updates. From the striking charcoal exterior and warm wood front door to the bright, inviting interior, this home delivers style, comfort, and functionality at every turn. Inside, you'll find wide-plank luxury vinyl flooring, abundant natural light, and an open flow connecting the living, dining, and kitchen spaces. The completely renovated kitchen features shaker-style cabinetry, butcher block countertops, subway tile backsplash, a workstation sink, gas range with statement vent hood, and stainless appliances. The spacious bathroom offers designer finishes, a large tiled shower, and a custom vanity, while both bedrooms retain the home's original charm with classic built-ins and generous proportions. The extensive renovation extends well beyond the finishes. Major improvements include foundation leveling, new subfloor, new electrical, new plumbing, new HVAC, tankless water heater, roof, windows, exterior doors, interior and exterior paint, and more, creating a home that feels both timeless and move-in ready. Outside, the property continues to impress with a detached approximately 500-square-foot building constructed to complement the home's exterior. Wired for electricity and built with tie-downs, this versatile space offers exceptional flexibility for storage, hobbies, a workshop, studio, or future creative use. A detached two-car carport and spacious yard complete this exceptional property.

Facts & features

Interior

Features

  • Paneling Wainscoting

Heating & cooling

  • Heating: Central, Heat Pump
  • Cooling: Central Air, Electric

Flooring

  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Disposal
  • Gas Range
  • Microwave
  • Refrigerator
  • Tankless Water Heater

Laundry

  • Stacked

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Asphalt
  • Materials: Wood Siding

Parking

  • Concrete
  • Carport
  • Driveway
  • Storage

Lot

  • Corner Lot
  • Level

Community

Neighborhood

  • Subdivision: Huaco Heights

Schools

  • District: Waco ISD
  • Elementary: Crestview
  • Middle: Tennyson
  • High: Waco

Financial & listing details

Listing

  • Price per sq ft: $196
  • County: McLennan
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,796/mo

Principal & interest
$1,448/mo
Property taxes
$255/mo
Homeowners insurance (est.)
$93/mo
Loan amount
$179,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Jeffery Bird, Keller Williams Realty, Waco · MLS #21332576 · 254-751-7900

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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