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Financing available

$282,500

703 W College Street, Stephenville, TX 76401

2
beds
1.5
baths
1,405
sqft

Est. with seller financing: $2,346/mo

  • Single-family
  • Built in 1920
  • 11,326 sq ft lot
  • $201/sqft
  • Erath County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Charming 1920 home where character and comfortable updates come together! Step onto the large covered front porch and into relaxing days of a by-gone era. Inside, the spacious living room welcomes you with tall windows, laminate flooring, double ceiling fans and a woodburning fireplace with a brick surround. From here, continue into the bright kitchen featuring white cabinetry, stainless appliances, gas range, vented exhaust fan, stylish subway-tile backsplash, generous counter space and a wall of windows over the sink that brings in plenty of natural light. Just off the kitchen is a separate dining room with decorative wainscoting, along with a cozy breakfast nook or sitting area. Make your way to the primary bedroom, where tall windows, generous space and a charming window seat with storage create a comfortable retreat. The beautiful primary bathroom has a relaxing feel with soft, soothing colors, double vessel sinks, tile flooring and a spacious walk-in tiled shower. The second bedroom and half bath add flexibility for family, guests or a home office, while the dedicated laundry area provides practical storage with cabinetry & open shelving. And finally, step outside to a spacious backyard with room to create the outdoor space you’ve been wanting. With partial fencing, an open layout and detached storage buildings already in place, there’s plenty of potential for a garden, play area, fire pit, outdoor dining or simply a more private place to relax. Situated on approximately 0.26 acre and centrally located a short distance to TSU, near downtown, parks, medical facilities, shopping, groceries and dining, this 2-bedroom, 1.5-bath home offers the kind of location and character that are hard to replace. With inviting spaces inside, useful storage outside and plenty of room to add your own touches, it’s a home with personality, possibility and a place to make your own. Schedule your private showing today!

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Cable Tv

Heating & cooling

  • Heating: Central, Gas, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Laminate
  • Tile

Appliances

  • Dishwasher
  • Gas Cooktop
  • Gas Range
  • Refrigerator
  • Tankless Water Heater
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Living Room
  • Masonry
  • Wood Burning

Laundry

  • Electric Dryer Hookup
  • In Hall

Exterior & lot

Features

  • Storage

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Pillar Post Pier

Parking

  • Driveway

Lot

  • Interior Lot

Community

Neighborhood

  • Subdivision: City Stephenville

Schools

  • District: Stephenville ISD
  • Elementary: Chamberlai
  • Middle: Gilbert,Stephenvil
  • High: Stephenvil

Financial & listing details

Listing

  • Price per sq ft: $201
  • County: Erath
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,346/mo

Principal & interest
$2,046/mo
Property taxes
$168/mo
Homeowners insurance (est.)
$132/mo
Loan amount
$254,250
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Joyce Holland

Holland Home & Land Realty

254-396-1504

MLS #
21389444

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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