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Financing available

$330,000

705 Ray Street, Sherman, TX 75090

4
beds
2.5
baths
2,593
sqft

Est. with seller financing: $2,569/mo

  • Single-family
  • Built in 2022
  • 8,276 sq ft lot
  • $127/sqft
  • $25/mo HOA
  • Grayson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Located at the end of a cul de sac in a quiet established area, this move in ready home offers a peaceful setting. Mature trees and nearby green space add to the inviting feel. A striking two story entry inside and out welcomes you into the home, where abundant natural light and a wide foyer create an open and airy feel from the moment you step inside. Just off the entry, the office features French doors and front facing windows, offering a bright and functional workspace. A built in drop zone with bench seating and storage cubbies provides a convenient everyday landing space as you enter from the garage, while a nearby half bath is perfectly positioned for guest use downstairs. The open concept living, kitchen, and dining areas are designed for both entertaining and everyday living, with generous space for large gatherings. The kitchen offers a large island with power, granite countertops, extensive cabinet storage, and a spacious pantry, all overlooking the living room with its wood burning fireplace and direct access to the covered back porch. The private downstairs primary suite includes an en suite bath with double vanities, a garden tub, separate shower, and oversized walk in closet with direct access to the utility room. Upstairs, a loft provides additional living space alongside three secondary bedrooms and a full bathroom. Additional storage has been thoughtfully incorporated throughout the home, including space tucked beneath the staircase. The backyard offers a quiet place to relax and includes a greenhouse for those who enjoy gardening. Conveniently located near Crutchfield Elementary with easy access to Hwy 75 for commuting to McKinney or Denison, this property is also close to shopping, restaurants, and parks.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • Kitchen Island
  • Loft
  • Open Floorplan
  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Range
  • Electric Water Heater
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Living Room
  • Wood Burning

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Door Single
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Lot

  • Cul De Sac
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: COPLEY ADDN PHASE TWO

HOA

  • Scott North

Schools

  • District: Sherman ISD
  • Elementary: Crutchfield
  • Middle: Sherman
  • High: Sherman

Financial & listing details

Listing

  • Price per sq ft: $127
  • County: Grayson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,569/mo

Principal & interest
$2,390/mo
Property taxes
Not available
Homeowners insurance (est.)
$154/mo
HOA dues
$25/mo
Loan amount
$297,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Angie Hackett

RE/MAX Signature Properties

903-200-5550

MLS #
21271982

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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