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Financing available

$399,000

7109 Black Cherry Lane, McKinney, TX 75071

4
beds
2
baths
1,990
sqft

Est. with seller financing: $3,748/mo

  • Single-family
  • Built in 2020
  • 6,970 sq ft lot
  • $201/sqft
  • $69/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Previous model home! This single-story Allegro floor plan offers 4 bedrooms and 2 bathrooms across 1,990 square feet in the desirable Preserve at Honey Creek community in McKinney, TX. Brick and siding exterior details give the home great curb appeal, while the open-concept layout inside features wood-look flooring, a spacious family room with a ceiling fan, and a dining room that flows easily from the kitchen. The kitchen offers durable cabinetry, stainless steel appliances, a center island, and a sunny breakfast nook with backyard views, plus a dedicated laundry room and a flexible office-study space. The primary suite includes carpet flooring, a private en-suite bath with a dual-sink vanity and walk-in shower, and generous closet space. Secondary bedrooms offer flexible space for family, guests, or hobbies, and a full guest bath completes the home. Out back, a covered patio and privacy-fenced yard offer plenty of room to relax or entertain. Preserve at Honey Creek offers residents access to multiple parks, a playground, and a resort-style pool, with easy access to US-75 and Highway 380,and McKinney's vibrant downtown for shopping and dining.

Facts & features

Interior

Features

  • Pantry
  • Cable Tv

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Laminate

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Microwave
  • Refrigerator

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Driveway
  • Garage

Pool

  • Community

Community

Neighborhood

  • Subdivision: Preserve At Honeycreek Ph 1

HOA

  • Legacy CW

Schools

  • District: McKinney ISD
  • Elementary: Naomi Press
  • Middle: Johnson
  • High: McKinney North

Financial & listing details

Listing

  • Price per sq ft: $201
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,748/mo

Principal & interest
$2,889/mo
Property taxes
$604/mo
Homeowners insurance (est.)
$186/mo
HOA dues
$69/mo
Loan amount
$359,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

David Wyrick

Monument Realty

214-705-7827

MLS #
21349018

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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