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Financing available

$398,000

716 N 14th Street, Waco, TX 76707

5
beds
3
baths
2,020
sqft

Est. with seller financing: $3,814/mo

  • Single-family
  • Built in 1930
  • 7,492 sq ft lot
  • $197/sqft
  • McLennan County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

A historical reconstruction in the shadow of downtown Waco is ready to welcome new owners! This 5 bedroom, 3 full bathroom reimagined home is a step into history, craftsmanship, and elegance. Originally constructed nearly 100 years ago, this property has been rebuilt over the last several years capturing its historical beauty while adding modern efficiencies and upgrades. Each step of the process has been fully permitted and the seller has ensured quality along the way, this was no quick flip. With modern efficiencies like a brand new roof, energy efficient windows, a new HVAC system, and spray foam insulation you will be living in luxury in a historic area of the city. The oversized bedrooms in this home are larger than life with a layout perfect for home offices or incredible guest quarters. Upstairs, two modest bedrooms share a bathroom. Out the second story, front window you will catch a picturesque view of Waco's historic Alico building. The front walkway has been built out of historic bricks discovered on the property, each with their mark from the local brick makers who crafted them. The expansive deck on the back of the home is ready to host all of your backyard gatherings. Zoned O2, this home meets zoning requirements to become a Short Term Rental or professional business services such as an insurance, medical, financial, or legal services office. This is a fantastic opportunity to invest in a home in a quickly redeveloping neighborhood close to downtown Waco!

Facts & features

Interior

Features

  • Eat In Kitchen
  • Paneling Wainscoting
  • Vaulted Ceilings
  • Natural Woodwork

Appliances

  • Dishwasher
  • Gas Cooktop
  • Gas Oven
  • Gas Range
  • Refrigerator

Exterior & lot

Construction

  • Style: Detached
  • Stories: 2

Parking

  • Driveway

Community

Neighborhood

  • Subdivision: Reynolds

Schools

  • District: Waco ISD
  • Elementary: Brook Avenue
  • Middle: GW Carver
  • High: Waco

Financial & listing details

Listing

  • Price per sq ft: $197
  • County: McLennan
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,814/mo

Principal & interest
$2,882/mo
Property taxes (est.)
$746/mo
Homeowners insurance (est.)
$186/mo
Loan amount
$358,200
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Jonah Fox, Pinnacle Realty Advisors · MLS #21394816 · 972-338-5441

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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