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Financing available

$237,500

732 Meadow Creek Lane, Josephine, TX 75189

3
beds
2
baths
1,310
sqft

Est. with seller financing: $2,362/mo

  • Single-family
  • Built in 2020
  • 7,275 sq ft lot
  • $181/sqft
  • $48/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

***Qualifies for a USDA loan*** Down payment assistance programs may be available to qualified buyers. Ask your lender about available programs and eligibility requirements. Gorgeous single-story home featuring 3 bedrooms, 2 baths, and a 2-car garage, nestled in the charming small-town community of Magnolia Point in Josephine. The kitchen is designed for both style and function, offering granite countertops, a large center island with seating, electric range, stainless steel appliances, and abundant cabinet space—all open to the main living and dining areas for easy entertaining. Luxury vinyl plank flooring flows throughout the main living spaces and hallway, adding both durability and modern appeal. The spacious primary suite provides a private retreat, while two additional bedrooms offer flexibility for family, guests, or a home office. One of the biggest advantages of this home is the FULLY OWNED SOLAR PANEL system! With the solar panels already paid off, buyers can enjoy the benefit of solar energy without taking on a solar loan or lease payment. The current electric cost is approximately $40 per month, offering an incredible opportunity for long-term savings and more predictable energy costs. That kind of value is hard to find! Step outside to a large backyard—perfect for gatherings, play, or relaxing evenings under a beautiful Texas sky. Residents of Magnolia Point enjoy fantastic community amenities including a gorgeous pool, scenic walking trails, stocked fishing ponds, and multiple playgrounds. This home perfectly blends modern comfort, energy savings, and a vibrant neighborhood lifestyle—an incredible opportunity to enjoy small-town charm with everyday convenience.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures

Heating & cooling

  • Heating: Electric
  • Cooling: Central Air, Electric

Appliances

  • Dishwasher
  • Electric Range
  • Disposal
  • Microwave

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Garage Faces Front

Community

Neighborhood

  • Subdivision: Magnolia Ph 3

HOA

  • Magnolia HOA

Schools

  • District: Community ISD
  • Elementary: Mcclendon
  • Middle: Leland Edge
  • High: Community

Financial & listing details

Listing

  • Price per sq ft: $181
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,362/mo

Principal & interest
$1,720/mo
Property taxes
$483/mo
Homeowners insurance (est.)
$111/mo
HOA dues
$48/mo
Loan amount
$213,750
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Leighann Welk, United Real Estate · MLS #21263269 · 972-372-0590

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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