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Financing available

$305,000

780 S Fm 17, Alba, TX 75410

3
beds
2
baths
1,648
sqft

Est. with seller financing: $2,672/mo

  • Single-family
  • Built in 2013
  • 73,616 sq ft lot
  • $185/sqft
  • Wood County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

PRICE REDUCED TO $305,000! Welcome to easy East Texas living in this move-in ready 3-bedroom, 2-bath home on 1.69 acres in Alba, Texas. With mature trees, a seasonal creek and wooded acreage, this property offers the space and privacy buyers are looking for without giving up everyday convenience. Built in 2013, the home features a comfortable layout with spacious rooms, abundant natural light and a welcoming living area with tray ceilings. The kitchen offers granite countertops, ample cabinetry and generous workspace, with granite continuing through both bathrooms. The recent improvements are a bonus and add peace of mind for the next owner, including a new roof and outside AC unit in 2024. The motorized electric entrance gate, water heater and microwave were replaced in 2023. Outside is where this property really shines. The fenced yard provides space for pets, children or outdoor activities, while the property continues beyond the fence to a seasonal creek and heavily wooded acreage along the north end. Enjoy the covered back deck, mature trees and abundant wildlife while taking in the peaceful East Texas setting. A storage building provides additional room for lawn equipment, tools or hobbies. Located just minutes from Alba, Mineola, Emory and world-famous Lake Fork, you'll have convenient access to shopping, dining, schools and some of the best bass fishing in the area. If you've been waiting for an affordable East Texas property with room to breathe, this one is worth seeing!

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Granite Counters
  • High Speed Internet

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Luxury Vinyl Plank
  • Tile

Appliances

  • Dishwasher
  • Electric Range
  • Disposal
  • Microwave
  • Refrigerator

Laundry

  • Laundry In Utility Room

Exterior & lot

Features

  • Storage

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab

Parking

  • Garage spaces: 2
  • Concrete
  • Driveway
  • Epoxy Flooring
  • Electric Gate
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Lot

  • Acreage

Community

Neighborhood

  • Subdivision: none

Schools

  • District: Alba-Golden ISD
  • Elementary: Albagolden
  • Middle: Albagolden
  • High: Albagolden

Financial & listing details

Listing

  • Price per sq ft: $185
  • County: Wood
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,672/mo

Principal & interest
$2,209/mo
Property taxes
$321/mo
Homeowners insurance (est.)
$142/mo
Loan amount
$274,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Kristine Samples, Lone Star Realty - Lake Fork · MLS #21347908 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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