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Financing available

$361,000

7870 & 7851 County Road 551, Brownwood, TX 76801

3
beds
2
baths
945
sqft

Est. with seller financing: $2,974/mo

  • Single-family
  • Built in 1960
  • 31,799 sq ft lot
  • $382/sqft
  • Brown County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

TURN-KEY for summer lake life living or short-term rental. Wake up to sweeping, panoramic views of Lake Brownwood in this beautifully updated lakefront retreat designed for both relaxation & entertaining. From the moment you step outside, the private dock with boat slip invites you to enjoy effortless days on the water, sunset views, and unforgettable gatherings right at your doorstep. The main 3 BED, 2 BATH home has been thoughtfully and completely renovated, blending modern finishes with comfortable lake living. Expansive windows capture breathtaking views, filling the space with natural light and showcasing the beauty of the surrounding landscape. Guests will love the detached 216 sq ft, 1 BED, 1 BATH cottage, offering its own full bathroom and a versatile fourth bedroom or private living space—perfect for extended stays, visitors, or even a home office retreat. Majority of the personal property is negotiable and will make this property turn-key to enjoy lake days this summer! This property goes beyond expectations with an oversized garage featuring a dedicated work area and ample storage, plus an additional carport for extra parking and convenience. As an added bonus, the sale includes a separate double lot across the street, already equipped with a septic system—providing incredible potential for future expansion, investment, or additional guest accommodations. Whether you’re looking for a full-time residence, weekend getaway, or investment opportunity, this exceptional lakefront property delivers unmatched views, versatility, and lifestyle. Let's talk today!

Facts & features

Interior

Features

  • Eat In Kitchen
  • Granite Counters
  • Kitchen Island
  • Open Floorplan

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Luxury Vinyl Plank

Appliances

  • Electric Range
  • Microwave
  • Refrigerator

Laundry

  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Metal
  • Foundation: Slab

Parking

  • Garage spaces: 1
  • Carport
  • Driveway
  • Garage Faces Front
  • Gated

Lot

  • Back Yard
  • Cleared
  • Lawn
  • Few Trees
  • Waterfront
  • View: Water

Community

Neighborhood

  • Subdivision: Shady Shores

Schools

  • District: Bangs ISD
  • Elementary: J B Stephens
  • Middle: Bangs
  • High: Bangs

Financial & listing details

Listing

  • Price per sq ft: $382
  • County: Brown
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,974/mo

Principal & interest
$2,614/mo
Property taxes
$192/mo
Homeowners insurance (est.)
$168/mo
Loan amount
$324,900
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Heidi Andrade, Ann Jones Real Estate · MLS #21251742 · 325-646-1500

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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