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Financing available

$155,000

801 N Avenue A, Cross Plains, TX 76443

2
beds
1
baths
969
sqft

Est. with seller financing: $1,242/mo

  • Single-family
  • Built in 1920
  • 15,246 sq ft lot
  • $160/sqft
  • Callahan County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Eligible for USDA zero down financing. This charming 1920s 2 bedroom, 1 bath home on large corner lot, fully updated in 2025 and 2026. This adorable home is move in ready. It blends classic character with modern upgrades. Step inside to bright, airy living space with new windows, new electrical including breaker box, plumbing, LVP flooring throughout, decorative lighting, ceiling fans, two combo AC and heating units. New sheetrock in bedrooms and ceilings, new appliances in kitchen, freshly painted cabinets, large butcher block island. Flexible space between living area and kitchen can serve as dining or living area. Bathroom has a low threshold step-in shower and new vanity. A covered patio just a step down from kitchen is perfect for relaxing or entertaining. There is also a 14x17 enclosed storage shed attached to the house as well as a free standing greenhouse. Spacious fenced backyard has mature oaks, pecan and fruit trees, greenhouse with new roof, and large planters. There is a walk-thru gate for easy access, with plenty of room to add a shop or garage. Water well for lawn use. City water and trash service. In Cross Plains, about 45 minutes from Abilene and 35 minutes from Brownwood.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • High Speed Internet
  • Kitchen Island

Heating & cooling

  • Heating: Electric
  • Cooling: Ceiling Fans, Window Units

Flooring

  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Range
  • Electric Water Heater
  • Microwave

Laundry

  • Laundry In Utility Room

Exterior & lot

Features

  • Storage

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Metal
  • Foundation: Pillar Post Pier
  • Materials: Wood Siding

Parking

  • Covered
  • Carport
  • Driveway
  • Off Street

Lot

  • Back Yard
  • Lawn
  • Few Trees

Community

Neighborhood

  • Subdivision: P Smith - Cross Plains

Schools

  • District: Cross Plains ISD
  • Elementary: Cross Plains
  • Middle: Cross Plains
  • High: Cross Plains

Financial & listing details

Listing

  • Price per sq ft: $160
  • County: Callahan
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,242/mo

Principal & interest
$1,122/mo
Property taxes
$48/mo
Homeowners insurance (est.)
$72/mo
Loan amount
$139,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Shana Hinyard, Hinyard Farm and Ranch LLC · MLS #21380852 · 325-660-5719

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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