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Financing available

$157,000

156 George Scott Street, Cross Plains, TX 76443

3
beds: 1.5
baths: 1,064
sqft

Est. with seller financing: $1,337/mo

Single-family
Built in 1958
15,159 sq ft lot
$148/sqft
Callahan County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

This quaint 3-bedroom, 1.5-bath home is nestled in a quiet, desirable neighborhood in Cross Plains and offers comfortable living with plenty of outdoor space to enjoy. Fresh interior paint in September of 2026! Inside, you'll find a functional floor plan featuring central heat and air, a large laundry room, and a kitchen equipped with a new gas stove and refrigerator. The attached one-car garage provides convenient covered parking, while the driveway offers additional parking for family and guests. Step outside to the huge fenced backyard, offering plenty of room for kids, pets, gardening, or entertaining. A nice covered back patio provides the perfect spot to relax, enjoy your morning coffee, or unwind in the evenings. With its welcoming feel, spacious backyard, and peaceful neighborhood setting, this Cross Plains home is a great option for first-time buyers, families, retirees, or anyone looking for a comfortable place to call home. Home's interior will be painted the week of Sept 7th. Agent related to seller.

Facts & features

Interior

Features

High Speed Internet

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Ceiling Fans, Electric

Flooring

Vinyl

Appliances

Dishwasher
Gas Range
Refrigerator

Exterior & lot

Construction

Style: Early American, Detached
Stories: 1
Roof: Composition
Foundation: Slab
Materials: Brick

Parking

Garage spaces: 1
Additional Parking
Driveway

Lot

Back Yard
Interior Lot
Lawn

Community

Neighborhood

Subdivision: Tom Bryant 2nd - Cp

Schools

District: Cross Plains ISD
Elementary: Cross Plains
Middle: Cross Plains
High: Cross Plains

Financial & listing details

Listing

Price per sq ft: $148
County: Callahan
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,337/mo

Down payment10% ($15,700)10%20%

See If You Qualify

Principal & interest: $1,137/mo
Property taxes: $127/mo
Homeowners insurance (est.): $73/mo

Loan amount: $141,300
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

Powered byDoorly

Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Karen Lenz, Trinity Ranch Land Cross Plain · MLS #21358213 · 254-725-4181

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.