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Financing available

$449,900

13158 HWY 36, Cross Plains, TX 76443

4
beds
2
baths
2,405
sqft

Est. with seller financing: $3,468/mo

  • Single-family
  • Built in 2008
  • 239,580 sq ft lot
  • $187/sqft
  • Callahan County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Spacious and versatile 3-bedroom, 2-bath home with an additional room that can serve as a fourth bedroom or home office, depending on your needs. This well-designed layout features two living areas, including one with impressive built-in bookshelves, perfect for a cozy den or library. The kitchen offers granite countertops and plenty of space for everyday living and entertaining. The primary bedroom features a trayed ceiling for added character, while both bathrooms include double sinks, with the primary bath also offering a separate vanity area. Outside, you’ll find a large workshop with tall ceilings and drive-through access, featuring doors on both ends, ideal for projects, storage, or equipment. The attached lean-to provides ample covered space for an RV, boat, or farm equipment. A great property with flexibility, functionality, and room to grow! Approximately 4.5 acres of the property are currently under agricultural exemption, offering potential property tax benefits. Buyer to verify eligibility and requirements for maintaining exemption.

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Pantry
  • Cable Tv
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric, Fireplaces
  • Cooling: Central Air, Ceiling Fans, Electric, Wall Window Units

Flooring

  • Carpet
  • Tile
  • Vinyl

Appliances

  • Dishwasher
  • Electric Range
  • Electric Water Heater
  • Microwave
  • Water Softener
  • Water Purifier

Fireplace

  • Fireplaces: 1
  • Living Room
  • Propane

Exterior & lot

Features

  • Dog Run
  • Storage

Construction

  • Style: Ranch, Detached
  • Stories: 1
  • Roof: Metal
  • Foundation: Slab
  • Materials: Brick, Wood Siding

Parking

  • Attached Carport
  • Additional Parking
  • Circular Driveway
  • Covered
  • Driveway
  • On Site
  • Oversized
  • Rv Garage
  • Rv Carport
  • Side By Side
  • Workshop In Garage
  • Boat
  • Rv Access Parking

Lot

  • Acreage
  • Agricultural
  • Back Yard
  • Lawn
  • Few Trees

Community

Neighborhood

  • Subdivision: R16839

Schools

  • District: Cross Plains ISD
  • Elementary: Cross Plains
  • Middle: Cross Plains
  • High: Cross Plains

Financial & listing details

Listing

  • Price per sq ft: $187
  • County: Callahan
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,468/mo

Principal & interest
$3,258/mo
Property taxes
Not available
Homeowners insurance (est.)
$210/mo
Loan amount
$404,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Brandi Smith, RE/MAX Big Country · MLS #21233769 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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