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Financing available

$599,900

12831 Fm-880, Cross Plains, TX 76443

3
beds
2
baths
2,376
sqft

Est. with seller financing: $5,108/mo

  • Single-family
  • Built in 1998
  • 681,453 sq ft lot
  • $252/sqft
  • Callahan County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Nestled on 15.644 scenic acres just outside Cross Plains, this beautifully maintained hilltop property offers the perfect blend of comfort, functionality, and wide-open Texas views. The 3-bedroom, 2-bath home features an inviting open layout with granite countertops, abundant natural light, a farm house sink, River stone fireplace, newer faucets, and the client can choose their backsplash. This home is energy efficient! With 35 seller-owned solar panels located on the shop, recently installed triple paned energy efficient window that are still under warranty, and a generator connection behind the shop allows this home to operate monthly at minimal expense. There is is also a wood burning stove in addition to the stone fireplace. The 40x50 shop is equipped with electricity and large roll-up door access. The RV connection is located behind the shop. There are two sets of pens with pipe fencing and exterior, goat wired cross fencing. There is a 6 foot chain link fence that is perfect to keep your pet safe and at home. Step outside to enjoy peaceful mornings and stunning sunsets from the covered patio, ideal for entertaining or simply taking in the surrounding countryside. The property is thoughtfully equipped for both lifestyle and utility, including a dog run, RV hookup, stable-barn, chicken coop, and multiple storage areas. Mature fruit trees add charm and productivity, while the home’s energy-efficient features help keep utility costs in check. Whether you’re looking for a small ranch, hobby farm, or a private retreat with room to roam, this property delivers space, versatility, and breathtaking hilltop views. Experience country living at its best with convenient access to town-this is Texas living done right.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric, Fireplaces
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Electric Range
  • Electric Water Heater
  • Microwave
  • Refrigerator

Fireplace

  • Fireplaces: 2
  • Blower Fan
  • Circulating
  • Masonry
  • Wood Burning
  • Wood Burning Stove

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Dog Run
  • Rv Hookup

Construction

  • Style: Ranch, Detached
  • Stories: 1
  • Roof: Metal
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Covered
  • Carport
  • Driveway
  • Garage
  • Garage Door Opener
  • Gravel
  • Rv Access Parking

Lot

  • Acreage
  • Agricultural
  • Cleared
  • Pasture

Community

Neighborhood

  • Subdivision: LT BOSTICK

Schools

  • District: Cross Plains ISD
  • Elementary: Cross Plains
  • Middle: Cross Plains
  • High: Cross Plains

Financial & listing details

Listing

  • Price per sq ft: $252
  • County: Callahan
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,108/mo

Principal & interest
$4,344/mo
Property taxes
$484/mo
Homeowners insurance (est.)
$280/mo
Loan amount
$539,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Jan McCaslin, Coldwell Banker Apex, REALTORS · MLS #21217317 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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