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Financing available

$715,000

805 Carter Lane, Santo, TX 76472

4
beds
3
baths
1,967
sqft

Est. with seller financing: $6,176/mo

  • Single-family
  • Built in 2023
  • 217,800 sq ft lot
  • $363/sqft
  • $8/mo HOA
  • Palo Pinto County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Nestled on a serene 5-acre lot in the desirable Sierra Vista Ranch subdivision, this beautifully built 2024 home perfectly blends modern comfort with peaceful country living. Offering approximately 1,967 square feet, the home features 4 bedrooms, a formal dining area, and a designated office or second living room space, providing flexible options for your lifestyle. The open-concept design welcomes you with high ceilings, abundant natural light, and quality craftsmanship throughout. The spacious living area flows seamlessly into a well-appointed kitchen with stylish finishes, ample counter space, and a functional layout ideal for entertaining or family gatherings. High-speed fiber internet is available, allowing you to stay connected while enjoying the tranquility of country living. Outside, the property is designed for both comfort and functionality. The 2022 built 30’x54’ insulated workshop includes air conditioning, a full bathroom, and 50-amp RV service, making it perfect for hobbies, guests, or extended projects. Adjacent to the enclosed garden area, a water catchment system with three 275-gallon IBC totes provides a total of 825 gallons of water storage — ideal for sustainable living or irrigation needs. You’ll enjoy wide-open views, room for outdoor activities, and the freedom of country living, all while being conveniently located near Santo’s charming amenities and within the sought-after Santo ISD. This is a rare opportunity to own a move-in ready home offering space, privacy, and modern design on acreage. Schedule your private showing today. WELCOME HOME.

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Electric

Flooring

  • Carpet
  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Disposal

Fireplace

  • Fireplaces: 1
  • Living Room
  • Wood Burning

Exterior & lot

Features

  • Rv Hookup

Construction

  • Style: Traditional, Detached, Farmhouse
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab

Parking

  • Garage spaces: 2
  • Attached Carport
  • Additional Parking
  • Drive Through
  • Driveway
  • Epoxy Flooring
  • Garage Faces Front
  • Workshop In Garage
  • Boat
  • Rv Access Parking

Lot

  • Acreage

Community

Neighborhood

  • Subdivision: Sierra Vista Ranch

HOA

  • Sierra Vista Ranch Property Owners Association

Schools

  • District: Santo ISD
  • Elementary: Santo
  • Middle: Santo
  • High: Santo

Financial & listing details

Listing

  • Price per sq ft: $363
  • County: Palo Pinto
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$6,176/mo

Principal & interest
$5,178/mo
Property taxes
$656/mo
Homeowners insurance (est.)
$334/mo
HOA dues
$8/mo
Loan amount
$643,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Kathryn Macdonald

Better Homes & Gardens, Winans

817-540-2905

MLS #
21376030

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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