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Financing available

$660,000

807 Barnes Street, McKinney, TX 75069

3
beds
3
baths
2,706
sqft

Est. with seller financing: $5,967/mo

  • Single-family
  • Built in 2005
  • 8,538 sq ft lot
  • $244/sqft
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

**Seller offering $5,000 concession!** Welcome to this charming and truly unique 3-bed, 3-bath home nestled among gorgeous Magnolia trees and just moments from Historic Downtown McKinney. **Built with Structural Insulated Panels (SIPs), this home is approximately 50% more energy-efficient than traditional construction**, offering exceptional comfort and long-term savings. The stone front porch and lush landscaping set the tone for the warmth you’ll find inside. Step into a home filled with character, hardwood and stone floors, recessed lighting, and plantation shutters throughout. The living room’s gas fireplace creates a cozy gathering space, while the kitchen shines with granite counters, a breakfast bar, plentiful cabinets, and a built-in desk. The kitchen opens beautifully to the family and breakfast rooms, making everyday living easy. The optional study also serves as the 3rd bedroom. Upstairs, the primary suite is a peaceful escape featuring a screened-in balcony, fireplace, dual walk-in closets, and an ensuite bath with jetted tub, glass block shower, dual sinks, and a bonus room ideal for a nursery or reading nook. A second spacious bedroom also includes its own ensuite bath. The upstairs utility room offers convenience with built-in cabinetry and a sink. Relax outdoors on the lovely stone patio surrounded by a wood privacy fence, perfect for morning coffee or evening unwinding.

Facts & features

Interior

Features

  • Central Vacuum
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Open Floorplan
  • Pantry
  • Wired For Data
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Fireplaces, Geothermal
  • Cooling: Geothermal

Flooring

  • Carpet
  • Hardwood
  • Stone

Appliances

  • Some Gas Appliances
  • Dishwasher
  • Disposal
  • Gas Oven
  • Gas Range
  • Ice Maker
  • Microwave
  • Plumbed For Gas
  • Refrigerator
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 2
  • Gas
  • Glass Doors
  • Gas Log
  • Living Room
  • Primary Bedroom

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Pillar Post Pier
  • Materials: Fiber Cement

Parking

  • Garage spaces: 2
  • Concrete
  • Covered
  • Direct Access
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Lot

  • Back Yard
  • Interior Lot
  • Lawn
  • Few Trees

Community

Neighborhood

  • Subdivision: Mckinney Outlots

Schools

  • District: McKinney ISD
  • Elementary: Finch
  • Middle: Dowell
  • High: Mckinney

Financial & listing details

Listing

  • Price per sq ft: $244
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,967/mo

Principal & interest
$4,779/mo
Property taxes
$880/mo
Homeowners insurance (est.)
$308/mo
Loan amount
$594,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Amy Downs, DHS Realty · MLS #21370370 · 972-979-8413

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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