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Financing available

$440,000

809 W Lamar Street, McKinney, TX 75069

2
beds: 1
baths: 1,190
sqft

Est. with seller financing: $3,827/mo

Single-family
Built in 1962
6,316 sq ft lot
$370/sqft
Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Located on sought-after Lamar Street and within walking distance to Historic Downtown McKinney, this charming single-story home offers the perfect blend of character, convenience, and modern updates. Freshly remodeled with sleek and stylish finishes throughout, the home is completely turn-key and move-in ready. Inside, you’ll appreciate the thoughtful upgrades, tasteful design selections, and the pride of ownership that shines through every detail. From the updated kitchen and bathroom to the refreshed flooring, paint, and fixtures, no detail has been overlooked. Currently fully furnished and operating airbnb. Whether you're enjoying a quiet evening on the front porch or heading out to explore the nearby shops, restaurants, and seasonal events Downtown McKinney is known for, you’ll love calling this address home. Don’t miss your chance to experience this beautifully remodeled gem — it’s a must-see!

Facts & features

Interior

Features

Decorative Designer Lighting Fixtures
Granite Counters
High Speed Internet
Cable Tv
Walk In Closets

Heating & cooling

Heating: Gas
Cooling: Central Air, Ceiling Fans

Flooring

Luxury Vinyl Plank

Appliances

Dryer
Dishwasher
Gas Oven
Gas Range
Microwave
Refrigerator
Washer

Laundry

Washer Hookup
Dryer Hookup
Laundry In Utility Room

Exterior & lot

Construction

Style: Detached, Historic Antique
Stories: 1
Roof: Composition
Foundation: Pillar Post Pier
Materials: Vinyl Siding

Parking

Attached Carport
Driveway

Community

Neighborhood

Subdivision: T T Bradley Add

Schools

District: McKinney ISD
Elementary: Caldwell
Middle: Faubion
High: Mckinney Boyd

Financial & listing details

Listing

Price per sq ft: $370
County: Collin
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,827/mo

Down payment10% ($44,000)10%20%

See If You Qualify

Principal & interest: $3,186/mo
Property taxes: $436/mo
Homeowners insurance (est.): $205/mo

Loan amount: $396,000
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

Powered byDoorly

Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Stephanie Wells, Real Broker, LLC · MLS #21154944 · 855-450-0442

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.