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Financing available

$430,000

815 Rio Vista Lane, Rockwall, TX 75087

2
beds
2
baths
1,661
sqft

Est. with seller financing: $4,323/mo

  • Single-family
  • Built in 2020
  • 10,019 sq ft lot
  • $259/sqft
  • $357/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Experience the best of active-adult living in Ladera Rockwall, a premier gated 55+ community designed for connection, recreation, and a carefree “lock-and-leave” lifestyle. Built in 2020 and impeccably maintained, this pristine 2-bedroom, 2-bath home offers 1,661 square feet of thoughtfully designed living space. A versatile flex room is ideal for a home office, second living area, hobby room any more. The open-concept interior features engineered hardwood flooring, a spacious living area, and a beautiful kitchen equipped with stainless steel appliances, a gas cooktop, abundant cabinetry, and a large island with seating—perfect for casual meals and entertaining. The home also includes a large laundry room with extra storage shelves and cabinets. The private primary suite includes a generous walk-in closet and a well-appointed bath with an accessible walk-in shower. Enjoy outdoor living from the welcoming covered front porch or the covered back patio overlooking the spacious backyard. The garage features durable epoxy flooring and additional storage. Living in Ladera is about more than owning a beautiful home—it is about enjoying an active, low-maintenance lifestyle surrounded by neighbors and exceptional amenities. Residents enjoy a clubhouse and activity center with an exercise room, meeting spaces, and multipurpose rooms offering opportunities for clubs, activities, and social gatherings. Outdoors, the community features a resort-style pool, grilling and patio areas, pickleball courts, an oversized arbor gathering space, and approximately 38 acres of scenic trails for walking, biking, and jogging. The HOA-maintained landscaping, irrigation, yard care, and qualifying exterior and roof maintenance make it easy to travel without worrying about upkeep. Simply lock the door and go wherever the road takes you. With year-round maintenance and an inviting community atmosphere, Ladera offers the freedom to spend less time on chores and more time enjoying life.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters

Heating & cooling

  • Heating: Natural Gas
  • Cooling: Central Air, Ceiling Fans

Appliances

  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Microwave

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Shingle

Parking

  • Garage spaces: 2
  • Garage
  • Garage Door Opener

Pool

  • Community

Community

Neighborhood

  • Subdivision: LADERA AT ROCKWALL CONDOMINIUMS

HOA

  • Texas Star Community
  • Maintenance Front Yard

Schools

  • District: Rockwall ISD
  • Elementary: Dobbs
  • Middle: Herman E Utley
  • High: Rockwall

Financial & listing details

Listing

  • Price per sq ft: $259
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,323/mo

Principal & interest
$3,114/mo
Property taxes
$651/mo
Homeowners insurance (est.)
$201/mo
HOA dues
$357/mo
Loan amount
$387,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Misti Nicholson, Nicholson Premier Realty · MLS #21375204 · 972-885-7356

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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