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Financing available

$399,845

817 Plum Street, Graham, TX 76450

3
beds
2.5
baths
1,895
sqft

Est. with seller financing: $3,833/mo

  • Single-family
  • Built in 2026
  • 10,019 sq ft lot
  • $211/sqft
  • Young County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Nestled in one of Graham's most charming neighborhoods just minutes from the vibrant downtown square, this beautifully crafted new construction home offers quality finishes, thoughtful design, and exceptional livability. Enjoy nearby restaurants, shopping, community events, and local amenities while coming home to a peaceful setting shaded by magnificent mature maple trees. The open-concept main level is designed for entertaining and everyday living, with spacious living and dining areas filled with natural light. Sliding glass doors off the dining area open to a covered patio with a tongue-and-groove wood ceiling, creating the perfect space for grilling and indoor-outdoor living overlooking the exceptionally large backyard. The kitchen features an oversized peninsula, upgraded quartzite countertops, stainless steel appliances, and abundant workspace. Between the kitchen and garage, the oversized combination pantry and utility room functions as a working pantry with generous storage, a built-in microwave, extra prep space for small appliances, and an elevated washer and dryer platform with storage drawers. Upstairs, all three bedrooms are spacious and filled with natural light, offering beautiful views of the mature maple trees. The private primary suite includes two walk-in closets and an ensuite bath with a large glass shower, quartz countertops, and abundant cabinetry. Quartz countertops continue throughout the secondary full bathroom. Additional highlights include brick construction, foam insulation, Trane HVAC, tankless water heater, electric fireplace, an 8-foot garage door, and a spacious driveway. The included refrigerator, washer, and dryer provide exceptional value and allow you to settle in from day one. Don't miss this rare combination of quality craftsmanship, thoughtful design, and an unbeatable location near downtown Graham.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Open Floorplan
  • Pantry
  • Wired For Data
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Electric, Fireplaces
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Tile
  • Wood

Appliances

  • Dryer
  • Dishwasher
  • Electric Range
  • Electric Water Heater
  • Disposal
  • Microwave
  • Refrigerator
  • Tankless Water Heater
  • Vented Exhaust Fan
  • Washer

Fireplace

  • Fireplaces: 1
  • Electric

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Lighting
  • Private Yard

Construction

  • Style: Craftsman, Traditional, Detached
  • Stories: 2
  • Roof: Shingle
  • Foundation: Slab
  • Materials: Brick, Fiber Cement

Parking

  • Garage spaces: 2
  • Additional Parking
  • Concrete
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Inside Entrance
  • Kitchen Level
  • Oversized
  • See Remarks
  • Side By Side

Lot

  • Back Yard
  • Cleared
  • Lawn
  • Landscaped
  • Few Trees

Community

Neighborhood

  • Subdivision: Original Town of Graham

Schools

  • District: Graham ISD
  • Elementary: Graham
  • Middle: Graham
  • High: Graham

Financial & listing details

Listing

  • Price per sq ft: $211
  • County: Young
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,833/mo

Principal & interest
$2,896/mo
Property taxes (est.)
$750/mo
Homeowners insurance (est.)
$187/mo
Loan amount
$359,860
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Stephanie Evans, United Real Estate DFW · MLS #21271309 · 817-360-8499

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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