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Financing available

$315,000

817 Spruce Lane, Princeton, TX 75407

4
beds: 2
baths: 1,838
sqft

Est. with seller financing: $2,979/mo

Single-family
Built in 2019
5,401 sq ft lot
$171/sqft
$38/mo HOA
Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to this beautifully designed single-story home in the heart of Princeton, offering 4 bedrooms and 2 bathrooms with a smart, functional layout perfect for everyday living. The private primary suite is thoughtfully tucked into the rear corner of the home, creating a true retreat complete with dual vanities, an oversized walk-in shower, and a spacious walk-in closet. The open-concept living area flows seamlessly into the kitchen and dining space, ideal for entertaining or relaxing at home. Step outside to enjoy the extended back patio—perfect for outdoor dining, gatherings, or quiet evenings. This home stands out with its owned TNMP V3 solar system and Sonnen battery storage, located in the garage—delivering energy efficiency and significantly lower utility costs with no lease or remaining balance. Located in a vibrant community featuring a pool and park, residents enjoy convenient access to outdoor recreation and neighborhood amenities. A rare combination of comfort, efficiency, and lifestyle—this home is ready to impress!

Facts & features

Interior

Features

Built In Features
Decorative Designer Lighting Fixtures
Eat In Kitchen
Granite Counters
High Speed Internet
Kitchen Island
Open Floorplan
Pantry
Cable Tv
Walk In Closets

Heating & cooling

Heating: Central
Cooling: Central Air, Ceiling Fans

Flooring

Carpet
Hardwood

Appliances

Some Gas Appliances
Dishwasher
Gas Cooktop
Disposal
Microwave
Plumbed For Gas

Fireplace

Living Room

Exterior & lot

Features

Lighting
Private Yard
Rain Gutters

Construction

Style: Traditional, Detached
Stories: 1
Roof: Composition
Foundation: Slab
Materials: Brick

Parking

Garage spaces: 2
Driveway
Garage Faces Front
Garage

Lot

Interior Lot
Landscaped
Subdivision

Community

Neighborhood

Subdivision: Arcadia Farms Ph Ib

HOA

Legacy Southwest Property Management

Schools

District: Princeton ISD
Elementary: Lowe
Middle: Clark
High: Lovelady,Princeton

Financial & listing details

Listing

Price per sq ft: $171
County: Collin
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,979/mo

Down payment10% ($31,500)10%20%

Check Your Financing Options

Principal & interest: $2,281/mo
Property taxes: $513/mo
Homeowners insurance (est.): $147/mo
HOA dues: $38/mo

Loan amount: $283,500
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Christie Cannon, LPT Realty LLC · MLS #21248495 · 972-215-7747

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.