$489,900
820 Cedar Creek Circle, Bonham, TX 75418
- 3
- beds
- 2.5
- baths
- 3,538
- sqft
Est. with seller financing: $4,598/mo
- Single-family
- Built in 1998
- 15,856 sq ft lot
- $138/sqft
- Fannin County
Interested in this home?
Seller financing is available to qualified buyers.
About this home
Facts & features
Interior
Features
- Dry Bar
- Decorative Designer Lighting Fixtures
- High Speed Internet
- Multiple Staircases
- Cable Tv
- Wired For Sound
Heating & cooling
- Heating: Central, Natural Gas
- Cooling: Central Air, Electric
Flooring
- Carpet
- Ceramic Tile
Appliances
- Double Oven
- Dishwasher
- Electric Cooktop
- Disposal
- Microwave
Fireplace
- Fireplaces: 1
- Decorative
- Gas Log
- Gas Starter
- Wood Burning
Exterior & lot
Features
- Fire Pit
Construction
- Style: Traditional, Detached
- Stories: 2
- Roof: Composition
- Foundation: Slab
- Materials: Brick
Parking
- Garage spaces: 2
- Garage Faces Front
- Oversized
Pool
- Gunite
- Heated
- In Ground
- Pool
Lot
- Acreage
- Back Yard
- Cul De Sac
- Interior Lot
- Lawn
- Subdivision
- Sprinkler System
- Few Trees
Community
Neighborhood
- Subdivision: Cedar Creek Add 2
Schools
- District: Bonham ISD
- Elementary: Finleyoate
- Middle: Rather
- High: Bonham
Financial & listing details
Listing
- Price per sq ft: $138
- County: Fannin
- Financing: Financing available from HFP, powered by Doorly
Estimated payment with seller financing
- Principal & interest
- $3,548/mo
- Property taxes
- $821/mo
- Homeowners insurance (est.)
- $229/mo
- Loan amount
- $440,910
- Seller financing rate (est.)
- 9.00%
- Term
- 30-year fixed
This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.
Location
Your next home may have more than one path to ownership.
Powered byDoorlyFinding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.
It may be worth a look if you:
- Are self-employed or paid on 1099s
- Have a credit score from 560
- Use an ITIN instead of an SSN
- Were turned down for a mortgage
Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.
How our financing program works
- 1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
- 2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
- 3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.
This is different from traditional seller financing, where the seller lends you the money. See the full requirements
Listing courtesy of Kristen Mackey, Better Homes and Gardens Real · MLS #21302808 · 972-774-9888
Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.
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