HFPHome Finance
Partner
Powered byDoorly
1 / 10
Financing available

$589,000

820 Cottontail Way, Celina, TX 75009

4
beds
3
baths
3,015
sqft

Est. with seller financing: $5,723/mo

  • Single-family
  • Built in 2026
  • 6,534 sq ft lot
  • $195/sqft
  • $79/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

Powered byDoorly

About this home

Introducing refined luxury living in this exceptional new construction by Toll Brothers, located in the prestigious Elite Collection at The Ranch at Uptown Celina. The Cotswold Classic design showcases timeless architecture, elevated finishes, and a thoughtfully designed layout that blends sophistication with everyday functionality. From the moment you arrive, the striking painted brick exterior, steep rooflines, and classic architectural detailing create an unforgettable first impression. Inside, a dramatic two-story great room with soaring ceilings and expansive windows fills the home with natural light and anchors the open-concept living space. The chef-inspired kitchen is beautifully appointed with quartz countertops, shaker-style cabinetry, designer backsplash, and premium Whirlpool appliances, flowing seamlessly into the spacious dining area—ideal for both entertaining and daily living. The primary suite is conveniently located on the main floor, offering a private retreat complete with a spa-like bath and generous walk-in closet. A dedicated home office and an additional first-floor bedroom provide flexibility for guests or multi-generational living. Upstairs, the home continues to impress with a large loft, additional bedrooms, and a dedicated media room, creating multiple spaces to relax, entertain, or unwind. Designer finishes throughout include wide-plank hardwood flooring, upgraded tile selections, elegant fixtures, and a statement fireplace feature. Enjoy indoor-outdoor living with a covered patio and multi-slide stacked door, seamlessly connecting the interior to the outdoors. Every detail has been carefully curated to deliver both luxury and livability. Ideally located in Celina with access to top-rated schools, dining, shopping, and major thoroughfares, this home offers the perfect combination of upscale design, comfort, and convenience.

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Cable Tv
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central, Zoned
  • Cooling: Central Air, Electric, Zoned

Appliances

  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Gas Starter

Laundry

  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Detached
  • Stories: 2

Parking

  • Garage spaces: 2
  • Garage
  • Garage Door Opener

Pool

  • Community

Lot

  • Back Yard
  • Interior Lot
  • Lawn
  • Landscaped
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: The Ranch at Uptown Celina

HOA

  • Neighborhood Management Inc.

Schools

  • District: Celina ISD
  • Elementary: Bobby Ray-Afton Martin
  • Middle: Jerry & Linda Moore
  • High: Celina

Financial & listing details

Listing

  • Price per sq ft: $195
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,723/mo

Principal & interest
$4,265/mo
Property taxes (est.)
$1,104/mo
Homeowners insurance (est.)
$275/mo
HOA dues
$79/mo
Loan amount
$530,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

Powered byDoorly

A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Danielle Durbin, SevenHaus Realty · MLS #21253695 · 214-906-9450

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

More homes in Celina