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Financing available

$259,990

820 Somerset Way, Hillsboro, TX 76645

4
beds: 2
baths: 1,510
sqft

Est. with seller financing: $2,046/mo

Single-family
Built in 2026
5,663 sq ft lot
$172/sqft
$42/mo HOA
Hill County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

MLS# 21325572 - Built by NHC - Ready Now! ~ Model 1510 B2 - The Lincoln Plan offers the perfect combination of efficiency, comfort, and value. This single-story home features 4 bedrooms, 2 bathrooms, a 2-car garage, and 1,510 square feet of thoughtfully designed living space. Upon entering, you’ll find three secondary bedrooms, a full-size bathroom, and a conveniently located laundry room. The heart of the home is the open-concept kitchen, which overlooks the dining area and spacious family room, making it perfect for hosting or everyday living. Toward the back of the home, the primary suite provides a private retreat, complete with an en suite bathroom. Primary suite is conveniently located just off the living room, ensuring privacy and easy access. Featured Patriot Series * * includes exterior shutters, quartz countertops, luxury vinyl floors, and closet doors * Disclaimer: Photos may not represent the actual home. They are for illustrative purposes only and may depict a similar home with the same floorplan.

Facts & features

Interior

Features

Eat In Kitchen
Kitchen Island
Pantry
Walk In Closets

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Electric

Flooring

Carpet
Laminate

Appliances

Dishwasher
Electric Range
Microwave

Exterior & lot

Construction

Style: Detached
Stories: 1
Roof: Composition
Foundation: Slab
Materials: Fiber Cement

Parking

Garage spaces: 1
Garage Faces Front

Community

Neighborhood

Subdivision: Somerset

HOA

Goodwin and Company

Schools

District: Hillsboro ISD
Elementary: Hillsboro
Middle: Hillsboro
High: Hillsboro

Financial & listing details

Listing

Price per sq ft: $172
County: Hill
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,046/mo

Down payment10% ($25,999)10%20%

See If You Qualify

Principal & interest: $1,883/mo
Property taxes: Not available
Homeowners insurance (est.): $121/mo
HOA dues: $42/mo

Loan amount: $233,991
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

Powered byDoorly

Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Ben Caballero, HomesUSA.com · MLS #21325572 · 888-872-6006

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.