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Financing available

$265,000

821 Harness Trail, Granbury, TX 76049

3
beds: 2.5
baths: 1,936
sqft

Est. with seller financing: $2,542/mo

Single-family
Built in 2026
1,742 sq ft lot
$137/sqft
$2/mo HOA
Hood County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

With 3 bedrooms, 2.5 baths, and a dedicated office, this thoughtfully designed 1,936 sq ft layout offers the flexibility today’s buyers are looking for. Step inside to an open-concept living space designed for connection and comfort. The kitchen flows seamlessly into the main living area, creating a natural gathering space for everyday living or entertaining. A private office provides the perfect work-from-home setup or quiet retreat. The primary suite is positioned for privacy, while secondary bedrooms offer comfortable space for guests or family. Every detail is designed with a modern lifestyle in mind—clean finishes, efficient use of space, and a layout that simply makes sense. Located in a lake-access community, residents enjoy amenities such as a boat ramp, fishing pier, and park—bringing recreation and relaxation just moments from your doorstep. Don’t miss the opportunity to own a brand-new home in an established community. Schedule your private tour today.

Facts & features

Interior

Features

Kitchen Island
Open Floorplan
Pantry
Walk In Closets

Heating & cooling

Heating: Central
Cooling: Central Air, Ceiling Fans

Appliances

Dishwasher

Laundry

Laundry In Utility Room

Exterior & lot

Construction

Style: Detached
Stories: 2

Parking

Driveway
Garage Faces Front
Garage

Community

Neighborhood

Subdivision: Western Hills Harbor

HOA

Western Hills Harbor

Schools

District: Granbury ISD
Elementary: John and Lynn Brawner
Middle: Acton
High: Granbury

Financial & listing details

Listing

Price per sq ft: $137
County: Hood
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,542/mo

Down payment10% ($26,500)10%20%

Check Your Financing Options

Principal & interest: $1,919/mo
Property taxes (est.): $497/mo
Homeowners insurance (est.): $124/mo
HOA dues: $2/mo

Loan amount: $238,500
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Caitlyn Miller, Magnolia Realty · MLS #21211828 · (682) 205-1502

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.