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Financing available

$245,000

821 Milky Way, Garland, TX 75040

3
beds: 2
baths: 1,625
sqft

Est. with seller financing: $2,472/mo

Single-family
Built in 1969
7,492 sq ft lot
$151/sqft
Dallas County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to 821 Milky Way. Cozy 3 bedroom home offering solid updates and endless potential! Major improvements have already been completed, including new windows, a 3-year-old roof, updated electrical wiring in 2020, updated plumbing in 2022, furnace 2011, AC unit 2016, and renovated handicap-accessible bathrooms. The converted garage provides a spacious second living area featuring a cozy wood-burning fireplace perfect for entertaining, a game room, or a family gathering space. While the home could benefit from some cosmetic updates, the big-ticket improvements have already been taken care of, making this an excellent opportunity for buyers looking to add their personal style and build instant equity. Conveniently located and full of potential, this home is ready for its next owner to make it their own. This property is not vacant. The owner's personal items have been removed from photos to show the size and layout of each room. Sold as is no repairs.

Facts & features

Interior

Features

High Speed Internet
Cable Tv

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Ceiling Fans, Electric

Flooring

Ceramic Tile
Parquet
Vinyl

Appliances

Dishwasher
Electric Cooktop

Fireplace

Fireplaces: 1
Wood Burning

Laundry

Electric Dryer Hookup

Exterior & lot

Construction

Style: Traditional, Detached
Stories: 1
Roof: Composition
Foundation: Slab
Materials: Brick

Parking

Carport

Community

Neighborhood

Subdivision: Northlake Estates

Schools

District: Garland ISD
Elementary: Choice Of School
Middle: Choice Of School
High: Choice Of School

Financial & listing details

Listing

Price per sq ft: $151
County: Dallas
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,472/mo

Down payment10% ($24,500)10%20%

See If You Qualify

Principal & interest: $1,774/mo
Property taxes: $584/mo
Homeowners insurance (est.): $114/mo

Loan amount: $220,500
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

Powered byDoorly

Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Tracy Davis-Wilson, OnDemand Realty · MLS #21346614 · 214-766-5833

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.