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Financing available

$497,900

8212 San Bernard Trail, McKinney, TX 75071

4
beds
3
baths
2,176
sqft

Est. with seller financing: $4,515/mo

  • Single-family
  • Built in 2021
  • 7,013 sq ft lot
  • $229/sqft
  • $131/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

***AMAZING PRICE***Meticulously maintained one-owner Perry Home featuring one of their most popular floor plans. The spacious primary suite is located at the back of the home and offers a luxurious bathroom with double his-and-her vanities, a large soaking tub, a separate glass-enclosed shower, and a massive walk-in closet with convenient access to the utility room. The home also includes two generously sized secondary bedrooms that share a full bathroom, along with a private guest suite with its own bathroom. An extended entry with 12-foot ceilings welcomes you into the open-concept kitchen, dining, and living area. The spotless kitchen features white cabinetry, white quartz countertops, and a beautiful glass subway tile backsplash. The oversized island provides seating space, and the kitchen also includes a gas cooktop and walk-in pantry. Throughout most of the home you'll find wood-look ceramic tile flooring, with carpet in the bedrooms. The laundry room offers space for an additional refrigerator, a drip-dry area, and extra shelving. The family room is filled with natural light and features a cozy fireplace with gas logs. Step outside to a perfectly sized covered back patio, ideal for entertaining, complete with a gas drop. The private backyard offers plenty of space to enjoy. Located in the highly desirable Trinity Falls community , residents enjoy exceptional amenities including two swimming pools, clubhouses, a fitness center, multiple playgrounds, fishing lakes (catch-and-release), a dog park, pickleball courts, disc golf, and miles of biking and walking trails. Plus, Frazier Elementary is located right in the neighborhood!

Facts & features

Interior

Features

  • Double Vanity
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile

Appliances

  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Microwave
  • Tankless Water Heater

Fireplace

  • Fireplaces: 1
  • Family Room
  • Gas Log

Laundry

  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Door Single
  • Driveway
  • Garage Faces Front

Pool

  • Community

Lot

  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Trinity Falls Planning Unit 3 Ph 4b South

HOA

  • Trinity Falls Homeowners Association

Schools

  • District: McKinney ISD
  • Elementary: Ruth and Harold Frazier
  • Middle: Johnson
  • High: McKinney North

Financial & listing details

Listing

  • Price per sq ft: $229
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,515/mo

Principal & interest
$3,606/mo
Property taxes
$546/mo
Homeowners insurance (est.)
$232/mo
HOA dues
$131/mo
Loan amount
$448,110
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Deborah Diviney, Coldwell Banker Apex, REALTORS · MLS #21208962 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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