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Financing available

$499,999

8224 Legacy Trail, McKinney, TX 75071

4
beds
3
baths
2,297
sqft

Est. with seller financing: $4,560/mo

  • Single-family
  • Built in 2023
  • 5,924 sq ft lot
  • $218/sqft
  • $133/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Property is for Sale: Step into a bright, beautifully designed home where soaring ceilings, abundant natural light, and an open concept layout create an impressive sense of space. The main living area features dramatic two-story ceilings, oversized windows, and durable wood-look flooring that flows seamlessly into the kitchen and dining areas. The spacious kitchen serves as the heart of the home, featuring an oversized curved granite island with generous seating, white cabinetry, stainless steel appliances, built-in microwave, oven, gas cooktop, decorative backsplash, pendant lighting, and ample storage. The open design makes the space ideal for both everyday living and entertaining. The primary suite offers a relaxing retreat with a spa-inspired bath featuring dual sinks, a soaking tub, separate glass-enclosed shower with beautiful tilework, and a spacious walk-in closet. Upstairs, an open loft provides additional flexible living space perfect for a game room, media area, home office, or second living room. Additional highlights include a striking contemporary front door, wrought-iron staircase details, recessed lighting, ceiling fans, generous storage, and neutral finishes throughout. Outside, enjoy a private fenced backyard and covered patio with plenty of room for relaxing, entertaining, or outdoor activities. Clean, modern, spacious, and move-in ready, this home offers an exceptional combination of style, functionality, and comfortable living.

Facts & features

Interior

Features

  • Double Vanity
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Loft
  • Open Floorplan
  • Pantry
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Built In Gas Range
  • Dryer
  • Dishwasher
  • Disposal
  • Gas Oven

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Shingle
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Garage
  • Garage Door Opener
  • Garage Faces Rear

Pool

  • Community

Community

Neighborhood

  • Subdivision: Trinity Falls Planning Unit 7 Ph 2

HOA

  • CRCC

Schools

  • District: McKinney ISD
  • Elementary: Ruth and Harold Frazier
  • Middle: Johnson
  • High: Mckinney Boyd

Financial & listing details

Listing

  • Price per sq ft: $218
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,560/mo

Principal & interest
$3,621/mo
Property taxes
$573/mo
Homeowners insurance (est.)
$233/mo
HOA dues
$133/mo
Loan amount
$449,999
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Alecia Edwards, PMI Collin · MLS #21392717 · 214-983-1730

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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