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Financing available

$480,000

837 White Oak Drive, Woodway, TX 76712

3
beds: 2
baths: 2,461
sqft

Est. with seller financing: $4,184/mo

Single-family
Built in 1969
21,301 sq ft lot
$195/sqft
McLennan County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

MUST SEE! Beautifully maintained and perfectly positioned on one of Woodway's most impressive hilltop lots, this one of a kind home is tucked away at the end of a quiet cul de sac on nearly half an acre. The elevated setting, mature trees, and peaceful surroundings create a rare sense of privacy while remaining just minutes from Lake Waco, shopping, restaurants, and downtown Waco. Inside, you'll find spacious living areas, abundant natural light, granite countertops, and a cozy wood burning fireplace. If you've been searching for a home with charm, character, and an unforgettable setting, this is it.

Facts & features

Interior

Features

Built In Features
Decorative Designer Lighting Fixtures
Eat In Kitchen
Granite Counters
Pantry
Walk In Closets

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Electric

Flooring

Carpet
Vinyl

Appliances

Dishwasher
Disposal
Gas Oven
Gas Range
Ice Maker
Microwave
Refrigerator

Fireplace

Fireplaces: 1
Living Room

Laundry

Washer Hookup
Dryer Hookup
Laundry In Utility Room

Exterior & lot

Features

Balcony

Construction

Style: Traditional, Detached
Stories: 2
Roof: Composition
Foundation: Slab
Materials: Brick

Parking

Garage spaces: 2
Additional Parking
Circular Driveway
Driveway
Garage Faces Side

Lot

Cul De Sac
Irregular Lot
Many Trees
Few Trees

Community

Neighborhood

Subdivision: Oakdale

Schools

District: Midway ISD
Elementary: Woodway
Middle: Midway
High: Midway

Financial & listing details

Listing

Price per sq ft: $195
County: McLennan
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,184/mo

Down payment10% ($48,000)10%20%

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Principal & interest: $3,476/mo
Property taxes: $484/mo
Homeowners insurance (est.): $224/mo

Loan amount: $432,000
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Bailee Garrett, Real Broker, LLC · MLS #21154262 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.