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Financing available

$439,900

840 Lynn Ann Drive, Red Oak, TX 75154

4
beds
2
baths
2,156
sqft

Est. with seller financing: $3,890/mo

  • Single-family
  • Built in 1986
  • 44,257 sq ft lot
  • $204/sqft
  • Ellis County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

SELLER IS OFFERING 5K INCENTIVES TOWARDS RATE BUYDOWN, CLOSING COSTS OR UPGRADES! Versatile Ranch Home with Private Guest House on 1 Acre! Looking for space, flexibility, and room to spread out? This unique 1-acre property offers a four-bedroom, two-bath ranch home plus a spacious 800-square-foot guest house, creating an exceptional setup for multigenerational living, extended family, guests, a home office, or additional living space. The guest house ADU, Additional Dwelling Unit, is a true highlight of the property, offering a private one-bedroom, one-bath layout with its own living room, kitchenette, and walk-in closet. Connected to the main home by a breezeway, it feels like a separate retreat while remaining conveniently close. Whether you need a comfortable space for family members, a private guest suite, or a flexible area for work and hobbies, this space offers possibilities that are hard to find. Inside the main residence, the open and comfortable layout provides four bedrooms and two full baths, including two primary bedrooms with en-suite baths. Multiple living spaces give everyone room to gather or relax, while the wood-burning fireplace brings a cozy touch to the heart of the home. Abundant natural light adds warmth throughout, complemented by durable laminate flooring. Outside, the one-acre setting provides plenty of room to enjoy the property. A rail-fenced yard, double gate access to the backyard, covered back porch, and storage shed add to its functionality and appeal. Horse enthusiasts will appreciate the space and existing fencing, while anyone looking for a little more elbow room will enjoy the freedom an acre provides. With a comfortable four-bedroom main home and a full-size private guest house, this property offers an uncommon combination of space and versatility—ready to accommodate the way you live today and whatever comes next.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • In Law Floorplan
  • Multiple Master Suites

Heating & cooling

  • Heating: Central
  • Cooling: Central Air, Electric

Appliances

  • Dishwasher
  • Electric Range
  • Disposal

Fireplace

  • Fireplaces: 1
  • Wood Burning

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1
  • Foundation: Slab

Parking

  • Garage spaces: 2
  • Garage Faces Side

Lot

  • Acreage
  • Pasture

Community

Neighborhood

  • Subdivision: Hill Country Ac-Rev

Schools

  • District: Red Oak ISD
  • Elementary: Eastridge
  • Middle: Red Oak
  • High: Red Oak

Financial & listing details

Listing

  • Price per sq ft: $204
  • County: Ellis
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,890/mo

Principal & interest
$3,186/mo
Property taxes
$499/mo
Homeowners insurance (est.)
$205/mo
Loan amount
$395,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Cyndi Reep, BHHS Premier Properties · MLS #21373032 · 817-806-4100

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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