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Financing available

$575,000

8609 Spectrum Drive, McKinney, TX 75072

4
beds
3.5
baths
2,916
sqft

Est. with seller financing: $5,296/mo

  • Single-family
  • Built in 1999
  • 11,326 sq ft lot
  • $197/sqft
  • $88/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Tucked along an established tree-lined street in Stonebridge Ranch, this inviting home welcomes you with soaring ceilings, beautiful natural light, and a floor plan with room to spread out. A new roof installed October 2026 is an added bonus. Located in one of McKinney's most sought-after communities and zoned to McKinney ISD, including Bennett Elementary and Boyd High School, the home offers an exceptional combination of location, space, and neighborhood amenities. The two-story living room features soaring windows, custom built-ins surrounding a gas log fireplace. The kitchen offers granite countertops, stainless steel appliances, a five-burner gas cooktop, double ovens, refrigerator, walk-in pantry, and trash compactor. A breakfast nook with built-in window seating overlooks the backyard, while a study with French doors and formal dining room add flexibility. The primary suite features a tray ceiling, arched windows, and a bath with dual vanities, seating area, jetted tub, frameless glass shower with bench, and large walk-in closet. The utility room includes built-in cabinetry and a custom dog wash. Upstairs are an open game room with built-in shelving and three secondary bedrooms. One has a custom built-in bed and shares a Jack-and-Jill bath with updated flooring and glass shower doors; another has access to an updated full bath. On a landscaped quarter-acre lot, the backyard offers an open patio, covered deck, and storage shed surrounded by mature landscaping. Additional features include replaced rear windows, central vacuum, sprayed radiant barrier, and walk-out attic storage. Stonebridge Ranch amenities include the Beach Club, Aquatic Center, tennis and pickleball courts, parks, playgrounds, miles of walking and biking trails, and a full-time Community Lifestyle Director.

Listing courtesy of Shannon Patterson, Coldwell Banker Apex, REALTORS · MLS #21351358 · 972-562-5400

Facts & features

Interior

Features

  • Built In Features
  • Chandelier
  • Central Vacuum
  • Decorative Designer Lighting Fixtures
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Paneling Wainscoting
  • Cable Tv
  • Vaulted Ceilings
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Fireplaces, Natural Gas
  • Cooling: Central Air, Electric

Flooring

  • Carpet
  • Luxury Vinyl Plank
  • Tile

Appliances

  • Some Gas Appliances
  • Double Oven
  • Dryer
  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Gas Water Heater
  • Microwave
  • Plumbed For Gas
  • Refrigerator
  • Trash Compactor
  • Washer

Fireplace

  • Fireplaces: 1
  • Gas Log
  • Living Room

Laundry

  • Electric Dryer Hookup
  • Gas Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Deck
  • Rain Gutters
  • Storage

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Garage
  • Garage Door Opener

Pool

  • Community

Lot

  • Interior Lot
  • Landscaped
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Crimson Ridge

HOA

  • Stonebridge Ranch

Schools

  • District: McKinney ISD
  • Elementary: Bennett
  • Middle: Dowell
  • High: Mckinney Boyd

Financial & listing details

Listing

  • Price per sq ft: $197
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,296/mo

Principal & interest
$4,164/mo
Property taxes
$776/mo
Homeowners insurance (est.)
$268/mo
HOA dues
$88/mo
Loan amount
$517,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

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  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

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    It resells the home to you at the same closing, with financing, so the title is in your name.

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