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Financing available

$600,000

864 Shadow Valley Road, Whitesboro, TX 76273

4
beds
3.5
baths
3,277
sqft

Est. with seller financing: $5,360/mo

  • Single-family
  • Built in 2024
  • 43,560 sq ft lot
  • $183/sqft
  • Grayson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

WHY PAY MARKET INTEREST RATES WHEN YOU CAN ASSUME THE 5.625% RATE ON THIS PROPERTY?? Enjoy the space and freedom of country living in Shadow Valley Estates, where this custom-built Biltmore Home offers room to settle in, spread out, and make the property your own. Step inside to a bright, open layout where wood-look tile connects the main living spaces and a floor-to-ceiling stone fireplace creates a welcoming focal point. The kitchen is designed to keep everyone connected, with quartz-style countertops, stainless steel appliances, upgraded cabinetry, an oversized island, and a butler’s pantry with added shelving. Whether gathering around the island, relaxing by the fireplace, or hosting guests, the heart of the home feels open and inviting. Beyond the main living area, a dedicated office and separate game room give you the freedom to create spaces that fit the way you live. The private owner’s suite provides a place to unwind, complete with a bay-window sitting area and ensuite bath with dual vanities, a garden tub, and separate shower. That flexibility continues outside. The oversized garage offers an EV charging plug and built-out attic storage, while the 30x30 metal shop opens up even more possibilities. With three garage doors and a reinforced concrete pad, there is room for projects, equipment, recreational gear, hobbies, and additional storage. A whole-house surge protector, Wi-Fi-controlled exterior lighting, ceiling fans in every bedroom, and a full sprinkler system add practical convenience throughout the property. Near US-377, you can enjoy a spacious country setting while staying connected to Whitesboro amenities, surrounding North Texas destinations, and Lake Texoma recreation. Come see how much room this property gives you to live, work, create, and enjoy your time at home. Schedule a private showing today.

Facts & features

Interior

Features

  • Built In Features

Heating & cooling

  • Heating: Central, Electric, Fireplaces
  • Cooling: Central Air, Ceiling Fans, Electric

Appliances

  • Dishwasher

Fireplace

  • Fireplaces: 1
  • Family Room

Exterior & lot

Construction

  • Style: Ranch, Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 6
  • Garage
  • Workshop In Garage

Community

Neighborhood

  • Subdivision: Shadow Vly Ests

Schools

  • District: Whitesboro ISD
  • Elementary: Whitesboro
  • Middle: Whitesboro
  • High: Whitesboro

Financial & listing details

Listing

  • Price per sq ft: $183
  • County: Grayson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,360/mo

Principal & interest
$4,345/mo
Property taxes
$735/mo
Homeowners insurance (est.)
$280/mo
Loan amount
$540,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Daniel Harker, Keller Williams Realty DPR · MLS #21384115 · 972-732-6000

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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