HFPHome Finance
Partner
Powered byDoorly
Financing available

$285,000

8920 Stewart Street, Cross Roads, TX 76227

3
beds
2
baths
1,201
sqft

Est. with seller financing: $2,626/mo

  • Single-family
  • Built in 2005
  • 4,008 sq ft lot
  • $237/sqft
  • $32/mo HOA
  • Denton County

Interested in this home?

Seller financing is available to qualified buyers.

Powered byDoorly

About this home

Step into this meticulously maintained, move-in ready and beautifully updated home! This charming 3-bedroom, 2-bath home offers the perfect blend of comfort, style, and functionality! Be welcomed into an inviting open-concept layout featuring updated countertops, abundant storage throughout, and a spacious living area designed for everyday living and entertaining. The kitchen provides ample prep space on a beautiful island and overlooks the main living area, making it the heart of the home. The private primary suite offers a relaxing retreat with an en-suite bath, while two additional bedrooms provide flexibility for family, guests, or a home office. A convenient 1-car garage adds practicality, and thoughtful updates throughout make this home truly stand out. Enjoy the outdoors in your expanded patio deck, perfect for grilling, entertaining, or relaxing after a long day. The backyard also features a newly stained privacy fence and elegant plantation shutter blinds on the back patio door and windows, adding both style and privacy. Located in the desirable Cross Oaks Ranch community, residents enjoy neighborhood amenities including a community pool, playground, and convenient access to shopping, dining, schools, and Lake Lewisville. This home is ready for its next owner—don't miss your opportunity to make it yours!

Facts & features

Interior

Features

  • Double Vanity
  • Granite Counters
  • Kitchen Island
  • Pantry
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans

Flooring

  • Carpet
  • Ceramic Tile

Appliances

  • Dishwasher
  • Electric Cooktop
  • Gas Oven

Laundry

  • Washer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Awnings
  • Deck

Construction

  • Stories: 1
  • Roof: Composition
  • Foundation: Slab

Parking

  • Garage spaces: 1
  • Additional Parking
  • Alley Access
  • Concrete
  • Door Single
  • Driveway
  • Enclosed
  • Garage
  • Garage Door Opener
  • Lighted
  • Private
  • Garage Faces Rear

Pool

  • Community

Community

Neighborhood

  • Subdivision: Cross Oak Ranch Ph 2 Tr 2

HOA

  • Cross Oak Ranch

Schools

  • District: Denton ISD
  • Elementary: Cross Oaks
  • Middle: Navo
  • High: Ryan H S

Financial & listing details

Listing

  • Price per sq ft: $237
  • County: Denton
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,626/mo

Principal & interest
$2,064/mo
Property taxes
$397/mo
Homeowners insurance (est.)
$133/mo
HOA dues
$32/mo
Loan amount
$256,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Joshua Acosta

C21 Fine Homes Judge Fite

469-621-0081

MLS #
21325982

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

More homes in Cross Roads