HFPHome Finance
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Financing available

$304,900

933 N 12th Street, Waco, TX 76707

3
beds
2
baths
1,614
sqft

Est. with seller financing: $2,922/mo

  • Single-family
  • Built in 2026
  • 9,148 sq ft lot
  • $189/sqft
  • McLennan County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

WELCOME HOME! From the moment you step into 933 N. 12th St., tall ceilings and custom finishes give this brand-new home a spacious, welcoming feel. With 1,614 sq. ft., 3 bedrooms, and 2 bathrooms, there’s room to gather, unwind, and enjoy everyday living. A beautiful brick fireplace anchors the living room, adding texture and character while creating the perfect backdrop for your favorite furniture and cozy evenings at home. LVP flooring brings a cohesive look to the interior and makes everyday upkeep easier. The kitchen keeps you connected to the heart of the home, with appliances already included so you can settle in and start enjoying your new space. Installed blinds add privacy and one more finishing touch you won’t have to tackle after moving. The backyard deserves just as much attention, with an outdoor grill that brings something extra to new construction in this price range right here in Waco. Picture weekend cookouts, friends gathered around, and plenty of room to enjoy your large, fully fenced backyard. A double gate with alley access makes it convenient to bring larger items into the backyard and adds flexibility to how you use the space. Conveniently located near downtown Waco and Waco Drive, you’re just a short drive from dining, shopping, and local attractions, making it easy to enjoy everything Waco has to offer. From the tall ceilings and distinctive brick fireplace to the generous backyard, 933 N. 12th St. offers comfort, character, and room to make yourself at home.

Listing courtesy of Paloma Montes, EG Realty · MLS #21417185 · 254-218-4220

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Kitchen Island
  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Electric

Flooring

  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Range
  • Electric Water Heater
  • Microwave

Fireplace

  • Fireplaces: 1
  • Electric
  • Masonry

Exterior & lot

Features

  • Outdoor Grill
  • Outdoor Kitchen

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Board And Batten Siding, Brick

Parking

  • Alley Access
  • Driveway
  • Paved

Lot

  • Corner Lot

Community

Neighborhood

  • Subdivision: Reynolds

Schools

  • District: Waco ISD
  • Elementary: West Avenue
  • Middle: Cesar Chavez
  • High: University

Financial & listing details

Listing

  • Price per sq ft: $189
  • County: McLennan
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,922/mo

Principal & interest
$2,208/mo
Property taxes (est.)
$572/mo
Homeowners insurance (est.)
$142/mo
Loan amount
$274,410
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

Get Pre-Qualified

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

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