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Financing available

$899,000

945 Scarlett Drive, Lucas, TX 75002

4
beds: 2
baths: 2,344
sqft

Est. with seller financing: $8,081/mo

Single-family
Built in 2002
87,120 sq ft lot
$384/sqft
$29/mo HOA
Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to 945 Scarlett Drive — a beautifully designed single-story home on 2 acres in the highly sought-after Lovejoy ISD! This spacious 4-bedroom, 2-bathroom residence features a smart split floor plan that offers privacy and comfort for the whole family. Step inside to find gorgeous wood floors flowing through the main living areas, plush carpet in all bedrooms, and elegant tile in the bathrooms. The kitchen is a chef's delight with a single oven, gas cooktop with GE WIFI Kitchen HUB vent hood, and stunning granite countertops, all designed for both everyday meals and entertaining guests. Outdoor living is where this property truly shines! Cool off in the diving pool with attached spa, a baby fence-gate is included and can be put up for peace of mind. Equestrian enthusiasts will love the 2-stall barn with tack room, perfect for horses, hobbies, or extra storage. A 3-car garage provides ample room for vehicles and toys. Located in the award-winning Lovejoy ISD and just minutes from shopping, dining, and everyday conveniences, this home delivers the perfect blend of country charm and modern comfort. Don't miss your chance to call this one home!

Facts & features

Interior

Features

Decorative Designer Lighting Fixtures
High Speed Internet
Paneling Wainscoting
Cable Tv
Vaulted Ceilings

Heating & cooling

Heating: Central, Natural Gas
Cooling: Central Air, Electric

Flooring

Carpet
Ceramic Tile
Wood

Appliances

Dishwasher
Electric Oven
Gas Cooktop
Disposal
Microwave

Fireplace

Fireplaces: 1
Gas Log
Gas Starter
Masonry

Laundry

Washer Hookup
Gas Dryer Hookup

Exterior & lot

Features

Deck
Rain Gutters

Construction

Style: Traditional, Detached
Stories: 1
Roof: Composition
Foundation: Slab
Materials: Frame

Parking

Garage spaces: 3
Garage

Pool

Diving Board
Gunite
Heated
In Ground
Pool
Pool Sweep
Pool Spa Combo

Lot

Acreage
Interior Lot
Subdivision

Community

Neighborhood

Subdivision: Tara Ph One

HOA

Tara HOA

Schools

District: Lovejoy ISD
Elementary: Hart
Middle: Willow Springs,Sloan Creek
High: Lovejoy

Financial & listing details

Listing

Price per sq ft: $384
County: Collin
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$8,081/mo

Down payment10% ($89,900)10%20%

See If You Qualify

Principal & interest: $6,510/mo
Property taxes: $1,122/mo
Homeowners insurance (est.): $420/mo
HOA dues: $29/mo

Loan amount: $809,100
Seller financing rate (est.): 9.00%
Term: 30-year fixed

Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Missy Fournet

Keller Williams Realty Allen

972-747-5100

MLS #: 21368889

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify