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Financing available

$409,900

9505 Lost Trails Drive, Waco, TX 76712

4
beds
3
baths
2,335
sqft

Est. with seller financing: $3,789/mo

  • Single-family
  • Built in 1992
  • 12,750 sq ft lot
  • $176/sqft
  • McLennan County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to 9505 Lost Trails Drive, a spacious 4-bedroom, 3-bath home tucked into an established Woodway neighborhood and zoned to Midway ISD. Filled with natural light, the home features a bright kitchen with abundant cabinetry, a center island, and windows overlooking both the front and backyard. The large primary suite offers a spacious ensuite bath and direct access to the back patio. There is a custom inlaid wood trim ceiling that makes the space feel cozy and unique. Three large bedrooms make this home perfect for families, and one bedroom features an ensuite bathroom that could serve as a mother-in-law or guest suite. The current owners have also made significant improvements to the home, including approximately $60,000 in recent upgrades. A completely new HVAC system was installed with new ductwork, copper lines, air handlers, returns, and a new Rheem unit. In addition, Renewal by Andersen windows were installed throughout the home, providing a major upgrade in comfort, efficiency, and overall quality. Outside, enjoy a private backyard shaded by mature trees, a rear-entry garage, and a patio perfect for relaxing or entertaining. This home is conveniently located within walking distance of schools, and near shopping, restaurants, parks, and everything Woodway has to offer.

Facts & features

Interior

Features

  • Cable Tv
  • Vaulted Ceilings

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Electric

Flooring

  • Carpet
  • Tile
  • Wood

Appliances

  • Electric Water Heater
  • Disposal
  • Microwave
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Wood Burning

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Stone Veneer

Parking

  • Garage spaces: 2
  • Garage Faces Rear

Community

Neighborhood

  • Subdivision: Western Ridge Estates

Schools

  • District: Midway ISD
  • Elementary: Chapel Park
  • Middle: River Valley
  • High: Midway

Financial & listing details

Listing

  • Price per sq ft: $176
  • County: McLennan
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,789/mo

Principal & interest
$2,968/mo
Property taxes
$630/mo
Homeowners insurance (est.)
$191/mo
Loan amount
$368,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Russell Segler

AG Real Estate & Associates

254-296-9100

MLS #
21395158

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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