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Financing available

$624,990

970 Speargrass Lane, Prosper, TX 75078

4
beds: 2.5
baths: 3,242
sqft

Est. with seller financing: $6,070/mo

Single-family
Built in 2020
7,144 sq ft lot
$193/sqft
$83/mo HOA
Denton County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to this beautifully maintained 4-bedroom, 2.5 bath home in the highly sought-after Hills at Legacy community in Prosper. Offering over 3,200 square feet of thoughtfully designed living space, this home features an open-concept layout, engineered hardwood floors, quartz countertops, double ovens, and spacious living and entertaining areas. Enjoy the convenience of being just minutes from the Dallas North Tollway, PGA Frisco, the award-winning Fields development, and the new Universal Kids Resort. Located in top-rated Prosper ISD, this exceptional home combines luxury, comfort, and an unbeatable location in one of North Texas' fastest-growing and most desirable areas. Brand new roof 2026

Facts & features

Interior

Features

Decorative Designer Lighting Fixtures
Double Vanity
Eat In Kitchen
Granite Counters
High Speed Internet
Kitchen Island
Open Floorplan
Walk In Closets

Flooring

Carpet
Luxury Vinyl Plank
Tile

Appliances

Double Oven
Dryer
Gas Cooktop
Microwave
Refrigerator
Washer

Fireplace

Fireplaces: 1
Blower Fan
Gas

Laundry

Laundry In Utility Room

Exterior & lot

Construction

Style: Detached
Stories: 2
Roof: Composition
Foundation: Slab

Parking

Garage spaces: 2
Door Multi
Garage Faces Front

Community

Neighborhood

Subdivision: Hills At Legacy Phas

HOA

Neighborhood Mgmt

Schools

District: Prosper ISD
Elementary: Charles and Cindy Stuber
Middle: William Rushing
High: Richland

Financial & listing details

Listing

Price per sq ft: $193
County: Denton
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$6,070/mo

Down payment10% ($62,499)10%20%

See If You Qualify

Principal & interest: $4,526/mo
Property taxes: $1,169/mo
Homeowners insurance (est.): $292/mo
HOA dues: $83/mo

Loan amount: $562,491
Seller financing rate (est.): 9.00%
Term: 30-year fixed

Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Shyam Shrestha, DHS Realty · MLS #21309396 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.