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Financing available

$429,900

984 Mallard Drive, Lindale, TX 75771

4
beds: 2.5
baths: 2,274
sqft

Est. with seller financing: $3,336/mo

Single-family
Built in 2024
2,274 sq ft lot
$189/sqft
Smith County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to this stunning new construction 4 bedroom, 2.5 bath home in highly sought after Lindale ISD. Featuring vinyl plank flooring throughout, this home offers durability and style in every room. The spacious kitchen is a chef’s dream with a gas stove, large island, ample cabinetry, and refrigerator included. Enjoy cozy evenings by the gas log fireplace in the open living area. The primary suite is a true retreat with a luxurious bathroom that includes a soaking tub, tiled shower, dual sinks, and a huge walk-in closet. A generously sized laundry room with a sink and built-in cabinets adds convenience. Step outside to a large covered patio perfect for relaxing or entertaining. This home blends comfort, functionality, and modern design in an ideal location.

Facts & features

Interior

Features

Kitchen Island
Pantry
Cable Tv
Walk In Closets

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Ceiling Fans, Electric

Flooring

Vinyl

Appliances

Dishwasher
Gas Oven
Gas Range
Microwave
Refrigerator

Fireplace

Fireplaces: 1
Electric

Exterior & lot

Features

Rain Gutters

Construction

Style: Traditional, Detached
Stories: 1
Roof: Composition
Foundation: Slab
Materials: Stone Veneer

Parking

Garage spaces: 2
Garage Faces Front

Community

Neighborhood

Subdivision: Eagle Creek U-1

Schools

District: Lindale ISD
Elementary: Penny,Lindale
Middle: Moss
High: Lindale

Financial & listing details

Listing

Price per sq ft: $189
County: Smith
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,336/mo

Down payment10% ($42,990)10%20%

See If You Qualify

Principal & interest: $3,113/mo
Property taxes: $22/mo
Homeowners insurance (est.): $201/mo

Loan amount: $386,910
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of April Shipman, Leslie Cain Realty · MLS #21314388 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.