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Financing available

$575,000

1005 N Trinity Street, Decatur, TX 76234

5
beds
3
baths
2,473
sqft

Est. with seller financing: $4,973/mo

  • Single-family
  • Built in 1930
  • 30,536 sq ft lot
  • $233/sqft
  • Wise County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Step into timeless character with modern comfort at 1005 N Trinity Street in Decatur Tx. Built in 1930 and beautifully remodeled, this distinctive two-story residence offers approximately 2,473 square feet of living space, soaring 10-foot ceilings, 3 decorative fireplaces, elegant chandeliers, stained-glass accents, detailed millwork and a striking staircase that preserves the home’s vintage charm. Extensive improvements include plumbing replaced with PVC, 3 new HVAC systems with new ductwork, electrical updates, and completely remodeled kitchen and bathrooms. The refreshed interior blends classic architecture with modern style and functionality. Situated on approximately 0.7 acre, the property also features a separate 600-square-foot guest house—ideal for guests, a private office, studio or potential rental income. Approximately 4,000 square feet of concrete driveway provides extensive parking and plenty of room for RVs, large trucks and trailers. Between the two homes, a charming gravel courtyard with a fire pit and string lights creates the perfect setting for relaxing or entertaining outdoors. This one of a kind property offers space, versatility and beautifully preserved character rarely found in a fully remodeled home, all within walking distance of Decatur historic downtown square. ***Seller will replace both roofs, replace windows and damaged siding, and complete the gravel courtyard prior to closing***

Facts & features

Interior

Features

  • Built In Features
  • Chandelier
  • Decorative Designer Lighting Fixtures
  • Multiple Staircases

Heating & cooling

  • Heating: Electric
  • Cooling: Electric

Flooring

  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Range
  • Disposal

Fireplace

  • Fireplaces: 3
  • Decorative
  • Dining Room
  • Living Room
  • Primary Bedroom
  • Wood Burning

Exterior & lot

Features

  • Balcony
  • Dog Run
  • Private Yard

Construction

  • Style: Victorian, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Pillar Post Pier
  • Materials: Vinyl Siding

Parking

  • Additional Parking
  • Concrete
  • Driveway
  • Oversized

Lot

  • Back Yard
  • Lawn
  • Landscaped
  • Few Trees

Community

Neighborhood

  • Subdivision: Terrell Add

Schools

  • District: Decatur ISD
  • Elementary: Rann
  • Middle: Mccarroll
  • High: Decatur

Financial & listing details

Listing

  • Price per sq ft: $233
  • County: Wise
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,973/mo

Principal & interest
$4,164/mo
Property taxes
$541/mo
Homeowners insurance (est.)
$268/mo
Loan amount
$517,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Diana Campos, Only 1 Realty Group North Dallas · MLS #21348108 · 214-560-0422

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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