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Financing available

$324,900

1009 N Churchill Drive, Fate, TX 75189

4
beds: 2.5
baths: 2,577
sqft

Est. with seller financing: $3,355/mo

Single-family
Built in 2018
5,489 sq ft lot
$126/sqft
$58/mo HOA
Rockwall County

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Seller financing is available to qualified buyers.

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About this home

This beautiful 4-bedroom, 2.5-bathroom home is perfectly situated in the desirable neighborhood of The Reserves at Chamberlain Crossing. Inside, the home features a spacious open floor plan that creates a seamless and airy feel, highlighted by tall ceilings and a cozy fireplace that serves as the centerpiece of the main living area. The modern kitchen boasts elegant granite countertops and stainless-steel appliances, making it a functional and stylish space. The primary suite offers a private retreat featuring a large walk-in closet and an attached bathroom complete with double sinks. Upstairs, you will find a huge flex space that is perfect as a secondary living room or game room. Located near parks, schools, and easy highway access, this home combines small-town charm with everyday convenience. Schedule your private showing today! One or more photos in this listing have been virtually staged.

Facts & features

Interior

Features

Walk In Closets

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Ceiling Fans, Electric

Flooring

Carpet
Tile

Appliances

Dishwasher
Disposal
Microwave

Fireplace

Fireplaces: 1
Living Room
Wood Burning

Exterior & lot

Construction

Style: Traditional, Detached
Stories: 2
Roof: Composition, Shingle
Foundation: Slab
Materials: Brick

Parking

Garage spaces: 2
Garage Faces Front
Garage

Lot

Level

Community

Neighborhood

Subdivision: The Reserve At Chamberlain Cro

HOA

Chamberlain Crossing Residential Community, Inc.

Schools

District: Royse City ISD
Elementary: Harry Herndon
Middle: Bobby Summers
High: Royse City

Financial & listing details

Listing

Price per sq ft: $126
County: Rockwall
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,355/mo

Down payment10% ($32,490)10%20%

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Principal & interest: $2,353/mo
Property taxes: $792/mo
Homeowners insurance (est.): $152/mo
HOA dues: $58/mo

Loan amount: $292,410
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Robert Salmons, Entera Realty LLC · MLS #21280545 · 888-216-6364

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.