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Financing available

$319,900

10124 Cougar Ridge Parkway, Waco, TX 76708

3
beds
2
baths
2,062
sqft

Est. with seller financing: $2,977/mo

  • Single-family
  • Built in 2004
  • 8,189 sq ft lot
  • $155/sqft
  • McLennan County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

OPEN HOUSE Sat, Sept 26th from 12-2 Welcome Home to this spacious 3 bedroom, 2 bath home in China Spring ISD, offering just over 2,000 square feet and a flexible floor plan with plenty of room to make it your own! New LVP flooring was just installed, giving the home a fresh, updated look. The inviting living area features a beautiful brick fireplace, creating a cozy focal point for relaxing or entertaining. The kitchen opens to the main living area providing a defined workspace and features a peninsula bar, providing additional seating and a natural connection between the spaces. The converted garage adds valuable bonus space with endless possibilities, use it as a home gym, second family room, game room, media room, or hobby space to fit your family's needs. Outside, the circular driveway provides convenient access and additional parking, while the covered back patio and fenced backyard offer space to relax and enjoy the outdoors. Conveniently located near schools, shopping, restaurants, and everyday amenities, this home offers a great combination of space, versatility, and location. Schedule your showing today and see all this China Spring ISD home has to offer!

Facts & features

Interior

Features

  • High Speed Internet
  • Pantry
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric, Fireplaces
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Range
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Living Room

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Circular Driveway
  • Driveway
  • No Garage

Community

Neighborhood

  • Subdivision: Cougar Ridge

Schools

  • District: China Spring ISD
  • Elementary: China Spring
  • Middle: China Spring
  • High: China Spring

Financial & listing details

Listing

  • Price per sq ft: $155
  • County: McLennan
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,977/mo

Principal & interest
$2,317/mo
Property taxes
$511/mo
Homeowners insurance (est.)
$149/mo
Loan amount
$287,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Casey Turnmire, Bentwood Realty · MLS #21390395 · 254-300-4800

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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