HFPHome Finance
Partner
Powered byDoorly
1 / 31
Financing available

$475,000

104 E Barker Creek Drive, Scroggins, TX 75480

3
beds
2
baths
900
sqft

Est. with seller financing: $4,177/mo

  • Single-family
  • Built in 1985
  • 1,742 sq ft lot
  • $528/sqft
  • $113/mo HOA
  • Franklin (TX) County

Interested in this home?

Seller financing is available to qualified buyers.

Powered byDoorly

About this home

RARE SHORT-TERM RENTAL OPPORTUNITY, TURN-KEY LAKEFRONT CHALET, LAKE CYPRESS SPRINGS Discover a premier investment or personal retreat in the highly coveted Barker Creek subdivision—one of the few neighborhoods on Lake Cypress Springs that permits Airbnb and VRBO short-term rentals. This 3-bedroom, 2-bath lakefront chalet was beautifully updated in 2021 and is being offered fully furnished for a seamless transition. THE RESIDENCE: The interior features a stunning open-concept kitchen with rich wooden ceilings, crisp light-colored walls, and modern stainless steel appliances. The layout flows effortlessly into the living and dining areas, perfect for entertaining. The primary ensuite is conveniently located on the main floor, while two additional guest bedrooms and a full bath occupy the second level. Outside, a generous deck nestled among towering hardwoods leads down a gentle slope directly to the water’s edge for easy lake access. THE INVESTMENT: Looking to grow your portfolio? The owners are also selling their property just two doors down—an incredible opportunity to own two side-by-side, income-producing lake homes! The HOA provides a truly carefree lifestyle, covering yard, dock, and tree maintenance, gate security, weekly trash pickup, and grounds insurance. COMMUNITY AMENITIES: Barker Creek offers a private beach, boat slips, fire pits, and expansive entertainment spaces. Located within an easy drive of Dallas, this is the perfect balance of convenience and lakeside serenity. Don’t miss this rare chance to build equity in one of the most investor-friendly pockets of East Texas! **Barker Creek is currently redoing all boat slips. Each cabin will receive a brand-new boat slip upon completion.**

Facts & features

Interior

Features

  • High Speed Internet
  • Open Floorplan
  • Cable Tv
  • Vaulted Ceilings

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Electric

Flooring

  • Laminate
  • Tile
  • Wood

Appliances

  • Dryer
  • Dishwasher
  • Electric Oven
  • Electric Range
  • Ice Maker
  • Microwave
  • Refrigerator
  • Washer

Exterior & lot

Features

  • Fire Pit

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition, Shingle
  • Foundation: Pillar Post Pier
  • Materials: Wood Siding

Parking

  • Assigned
  • Asphalt
  • Boat
  • Direct Access
  • Gated
  • On Site

Lot

  • Subdivision
  • Waterfront
  • View: Water

Community

Neighborhood

  • Subdivision: Barker Creek

HOA

  • Barker Creek HOA

Schools

  • District: Mount Vernon ISD
  • Elementary: Mt Vernon
  • Middle: Mt Vernon
  • High: Mt Vernon

Financial & listing details

Listing

  • Price per sq ft: $528
  • County: Franklin (TX)
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,177/mo

Principal & interest
$3,440/mo
Property taxes
$402/mo
Homeowners insurance (est.)
$222/mo
HOA dues
$113/mo
Loan amount
$427,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

Powered byDoorly

A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of LeeAnn Sears, Sears Realty Group powered by NB Elite Realty · MLS #21400570 · 903-466-1599

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

More homes in Scroggins