HFPHome Finance
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Financing available

$540,000

108 E Barker Creek Drive, Scroggins, TX 75480

3
beds
2
baths
1,021
sqft

Est. with seller financing: $4,767/mo

  • Single-family
  • Built in 1985
  • 1,742 sq ft lot
  • $529/sqft
  • $113/mo HOA
  • Franklin (TX) County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

RARE SHORT-TERM RENTAL OPPORTUNITY, TURN-KEY LAKEFRONT CHALET, LAKE CYPRESS SPRINGS Discover a premier investment or personal retreat in the highly coveted Barker Creek subdivision—one of the few neighborhoods on Lake Cypress Springs that permits Airbnb and VRBO short-term rentals. This 3-bedroom, 2-bath lakefront chalet was beautifully updated in 2021 and is being offered fully furnished for a seamless transition. THE RESIDENCE: The interior features a stunning open-concept kitchen with rich wooden ceilings, crisp light-colored walls, and modern stainless steel appliances. The layout flows effortlessly into the living and dining areas, perfect for entertaining. The primary ensuite is conveniently located on the main floor, while two additional guest bedrooms and a full bath occupy the second level. Outside, a generous deck nestled among towering hardwoods leads down a gentle slope directly to the water’s edge for easy lake access. THE INVESTMENT: Looking to grow your portfolio? The owners are also selling their property just two doors down—an incredible opportunity to own two side-by-side, income-producing lake homes! The HOA provides a truly carefree lifestyle, covering yard, dock, and tree maintenance, gate security, weekly trash pickup, and grounds insurance. COMMUNITY AMENITIES: Barker Creek offers a private beach, boat slips, fire pits, and expansive entertainment spaces. Located within an easy drive of Dallas, this is the perfect balance of convenience and lakeside serenity. Don’t miss this rare chance to build equity in one of the most investor-friendly pockets of East Texas! **Barker Creek is currently redoing all boat slips. Each cabin will receive a brand-new boat slip upon completion.**

Facts & features

Interior

Features

  • Chandelier
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Cable Tv
  • Vaulted Ceilings
  • Natural Woodwork

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Ceramic Tile
  • Laminate
  • Tile

Appliances

  • Built In Refrigerator
  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Ice Maker
  • Refrigerator

Fireplace

  • Fireplaces: 1
  • Electric

Exterior & lot

Features

  • Boat Slip
  • Fire Pit
  • Lighting
  • Storage

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition, Shingle
  • Foundation: Pillar Post Pier
  • Materials: Wood Siding

Parking

  • Assigned
  • Asphalt
  • Direct Access
  • Gated
  • On Site
  • Boat
  • Rv Access Parking

Lot

  • Landscaped
  • Many Trees
  • Waterfront

Community

Neighborhood

  • Subdivision: Barker Creek

HOA

  • Barker Creek HOA
  • Maintenance Front Yard

Schools

  • District: Mount Vernon ISD
  • Elementary: Mt Vernon
  • Middle: Mt Vernon
  • High: Mt Vernon

Financial & listing details

Listing

  • Price per sq ft: $529
  • County: Franklin (TX)
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,767/mo

Principal & interest
$3,910/mo
Property taxes
$492/mo
Homeowners insurance (est.)
$252/mo
HOA dues
$113/mo
Loan amount
$486,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

LeeAnn Sears

Sears Realty Group powered by NB Elite Realty

903-466-1599

MLS #
21400576

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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