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Financing available

$274,900

104 E Oak Street, Gunter, TX 75058

3
beds
1
baths
1,176
sqft

Est. with seller financing: $2,428/mo

  • Single-family
  • Built in 1969
  • 8,625 sq ft lot
  • $234/sqft
  • Grayson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Not every home has personality. This one has it in spades. Tucked in the heart of downtown Gunter, this completely updated 3-bedroom ranch-style home is as charming as they come. From the moment you arrive, the adorable front porch, inviting curb appeal, and timeless character make it impossible not to smile. Inside, an open floorplan and abundant natural light create spaces that feel bright, welcoming, and effortlessly inviting. Thoughtfully updated while maintaining its charm, this is the kind of home that feels instantly comfortable and completely unforgettable. Out back, a spacious yard with covered patio offers the perfect place to unwind, entertain, and take in some of those incredible Texas sunsets. The property also features a one-car garage and a large covered carport with room for 2 additional vehicles. Just steps from Gunter's historic downtown, local schools, parks, community events, and everyday conveniences, this home places you right in the center of one of North Texas' most exciting small towns. Enjoy the sense of community that makes Gunter so special while benefiting from its continued growth, highly regarded schools, and easy access to Celina, Prosper, and Sherman. Equal parts charm, character, and location, this is the kind of home that reminds you why people fall in love with small-town living in the first place.

Facts & features

Interior

Features

  • Built In Features
  • Double Vanity
  • Eat In Kitchen
  • High Speed Internet
  • Open Floorplan
  • Natural Woodwork

Heating & cooling

  • Heating: Central
  • Cooling: Central Air, Electric

Flooring

  • Tile
  • Vinyl

Appliances

  • Dishwasher

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Stacked

Exterior & lot

Features

  • Lighting

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab

Parking

  • Garage spaces: 1
  • Attached Carport
  • Concrete
  • Covered
  • Garage Faces Front
  • Inside Entrance
  • Kitchen Level

Lot

  • Interior Lot
  • Native Plants
  • Pasture

Community

Neighborhood

  • Subdivision: Hillcrest Add

Schools

  • District: Gunter ISD
  • Elementary: Gunter
  • Middle: Gunter
  • High: Gunter

Financial & listing details

Listing

  • Price per sq ft: $234
  • County: Grayson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,428/mo

Principal & interest
$1,991/mo
Property taxes
$309/mo
Homeowners insurance (est.)
$128/mo
Loan amount
$247,410
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Amanda Christensen, Compass RE Texas, LLC · MLS #21303574 · 469-210-8288

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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