HFPHome Finance
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Financing available

$399,000

405 E College Street, Gunter, TX 75058

3
beds
2
baths
1,928
sqft

Est. with seller financing: $3,799/mo

  • Single-family
  • Built in 1940
  • 43,560 sq ft lot
  • $207/sqft
  • Grayson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Set on a full acre in the heart of Gunter, this 3-bedroom, 2-bath home offers character, space, and a setting that is increasingly hard to find. Surrounded by mature trees, the property provides plenty of room to enjoy the outdoors while still being conveniently located in town. Inside, you'll find an updated kitchen, comfortable living spaces, sepacious laundry room, and a versatile flex room that could serve as a home office or playroom.. A two-car garage provides additional parking and storage. Adding to the home's character is its location along East College Street, a street with roots in Gunter's early history and named for the college that once operated nearby. With a full acre, established trees, an updated interior, and Gunter ISD, 405 E. College offers the space and charm of an established Gunter property with the conveniences of being right in town.

Facts & features

Interior

Features

  • Kitchen Island

Heating & cooling

  • Heating: Natural Gas
  • Cooling: Electric

Flooring

  • Hardwood

Appliances

  • Dishwasher
  • Gas Cooktop

Laundry

  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Detached
  • Stories: 2
  • Foundation: Pillar Post Pier

Parking

  • Garage spaces: 2
  • Garage

Lot

  • Many Trees

Community

Neighborhood

  • Subdivision: H T & B R R Co Surv Sec 7

Schools

  • District: Gunter ISD
  • Elementary: Gunter
  • Middle: Gunter
  • High: Gunter

Financial & listing details

Listing

  • Price per sq ft: $207
  • County: Grayson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,799/mo

Principal & interest
$2,889/mo
Property taxes
$724/mo
Homeowners insurance (est.)
$186/mo
Loan amount
$359,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Suzanne Swaney

Caprock Real Estate Advisors

469-215-8936

MLS #
21355438

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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