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Financing available

$559,800

10471 Holly Creek Road, Terrell, TX 75160

3
beds
2
baths
2,196
sqft

Est. with seller financing: $5,111/mo

  • Single-family
  • Built in 2006
  • 114,563 sq ft lot
  • $255/sqft
  • $17/mo HOA
  • Hunt County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Motivated seller—bring all offers! Experience peaceful country living on 2.63 acres in Timber Ridge Estates, where mornings and evenings can be spent watching the abundant wildlife and deer roam nearby. Located just outside city limits, this beautifully maintained single-story home offers the ideal combination of comfort, space, and versatility. Built in 2006, the 3-bedroom, 2-bath residence features more than 2,196 square feet of thoughtfully designed living space with an open floor plan, wood and tile flooring, decorative lighting, and a spacious living room centered around a striking stone wood-burning fireplace. The well-appointed kitchen is perfect for everyday living and entertaining, featuring granite countertops, a large island, breakfast bar, walk-in pantry, built-in cabinetry, and an inviting dining area. The private primary suite offers a relaxing retreat with separate vanities, a garden tub, a separate shower with body sprays, and a custom walk-in closet system. Beyond the home, the gated and fully fenced property provides exceptional flexibility with a 30-by-23-foot metal workshop complete with a kitchen and full bathroom, additional garage space, RV or boat storage, a greenhouse, chicken coop, small livestock pen, gazebo-style deck, and mature trees that provide shade and privacy. Covered front and rear porches, abundant parking, and expansive outdoor space complete this unique property in Poetry, conveniently located just minutes from Rockwall, Royse City, and nearby amenities. Some photos have been virtually staged to illustrate the home’s potential use of space.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • Granite Counters
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Fireplaces, Propane
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Ceramic Tile
  • Wood

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Disposal
  • Microwave
  • Trash Compactor
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Propane
  • Stone
  • Wood Burning

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Deck
  • Lighting
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Rock, Stone, Wood Siding

Parking

  • Garage spaces: 4
  • Additional Parking
  • Door Multi
  • Door Single
  • Driveway
  • Electric Gate
  • Garage
  • Garage Door Opener
  • Garage Faces Side

Lot

  • Acreage
  • Agricultural
  • Back Yard
  • Lawn
  • Many Trees
  • Subdivision

Community

Neighborhood

  • Subdivision: Timber Ridge Estates

HOA

  • Timber Ridge Estates

Schools

  • District: Quinlan ISD
  • Elementary: Cannon
  • Middle: Thompson
  • High: Ford

Financial & listing details

Listing

  • Price per sq ft: $255
  • County: Hunt
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,111/mo

Principal & interest
$4,054/mo
Property taxes
$779/mo
Homeowners insurance (est.)
$261/mo
HOA dues
$17/mo
Loan amount
$503,820
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Rodney O'neal, M&D Real Estate · MLS #21137335 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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