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Financing available

$549,899

1838 County Road 2320, Terrell, TX 75160

4
beds
3
baths
2,326
sqft

Est. with seller financing: $5,270/mo

  • Single-family
  • Built in 2026
  • 43,560 sq ft lot
  • $236/sqft
  • Hunt County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Bravos Builders is offering $20,000 in flex cash toward eligible closing costs or a mortgage rate buydown, and home is eligible for $0 down with USDA financing! Qualified buyers may be able to secure a rate below 5% for the first year. Available with a full-price offer only—contact us for details! There’s something special about having room to breathe—and the Elm is designed to make the most of it. Set on a beautiful acre, this thoughtfully designed home blends warm, inviting spaces with the effortless flow today's homeowners crave. Step inside to a light-filled living space where soaring vaulted ceilings and expansive windows create an open, airy atmosphere. Natural light pours in throughout the day, drawing your eye toward the cedar-beamed covered patio and creating a seamless connection between the indoors and the peaceful outdoor setting. It’s the kind of space that feels equally right for quiet mornings with coffee or evenings gathered with family and friends. At the heart of the home, the kitchen brings style and function together with a generous quartz island, custom cabinetry, and a beautiful wood range hood. The spacious walk-in pantry keeps everyday life organized, while the thoughtfully positioned laundry room adds even more convenience. The private primary suite offers a peaceful place to unwind at the end of the day, thoughtfully separated from the secondary bedrooms for added privacy. Additional bedrooms and baths provide the flexibility to create spaces that grow and change with you—whether that means welcoming guests, working from home, or making room for the people you love. With its inviting design, beautiful natural light, and the freedom of an acre to call your own, the Elm is more than a floor plan—it’s a place designed for the way you want to live.

Listing courtesy of Dave Mcilrath, C. W. Sparks Management · MLS #21378191 · 214-948-3192

Facts & features

Interior

Features

  • Chandelier
  • Cathedral Ceilings
  • Decorative Designer Lighting Fixtures
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Some Gas Appliances
  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Electric Water Heater
  • Disposal
  • Microwave
  • Plumbed For Gas

Fireplace

  • Fireplaces: 1
  • Electric
  • Living Room
  • Masonry

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab

Parking

  • Garage spaces: 2
  • Concrete
  • Door Single
  • Driveway
  • Enclosed
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Inside Entrance

Lot

  • Acreage
  • Cleared
  • Interior Lot
  • Level
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Whispering Oaks Ph IV

Schools

  • District: Terrell ISD
  • Elementary: Wood
  • Middle: Furlough
  • High: Terrell

Financial & listing details

Listing

  • Price per sq ft: $236
  • County: Hunt
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,270/mo

Principal & interest
$3,982/mo
Property taxes (est.)
$1,031/mo
Homeowners insurance (est.)
$257/mo
Loan amount
$494,909
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

Get Pre-Qualified

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

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