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Financing available

$549,900

1844 County Road 2320, Terrell, TX 75160

4
beds
3
baths
2,323
sqft

Est. with seller financing: $5,270/mo

  • Single-family
  • Built in 2026
  • 43,560 sq ft lot
  • $237/sqft
  • Hunt County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Bravos Builders is offering $20,000 in flex cash toward eligible closing costs or a mortgage rate buydown, and home is eligible for $0 down with USDA financing! Qualified buyers may be able to secure a rate below 5% for the first year. Available with a full-price offer only—contact us for details! Enjoy the space and freedom of country living in the Cottonwood, thoughtfully designed on a beautiful acre. An open-concept layout, abundant natural light, and inviting finishes create a home that blends comfort and style. The spacious living area features soaring ceilings and expansive windows, creating a bright, airy feel with views toward the covered patio. The open design flows seamlessly into the kitchen, making everyday living and entertaining easy. At the heart of the home, the kitchen showcases a generous quartz island, custom cabinetry, and a beautiful wood range hood. A walk-in pantry offers ample storage, while the adjoining dining and living spaces provide room to gather. The private primary suite offers a relaxing retreat, while three additional bedrooms and three full bathrooms provide flexibility for guests, a home office, or growing household needs. With a functional layout and thoughtful details throughout, the Cottonwood offers the space you need without sacrificing comfort. Enjoy peaceful surroundings, room to spread out, and the possibilities that come with owning an acre. Discover the Cottonwood by Bravos Builders!

Listing courtesy of Dave Mcilrath, C. W. Sparks Management · MLS #21413112 · 214-948-3192

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Open Floorplan
  • Pantry
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Electric
  • Stone

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 2
  • Concrete
  • Driveway
  • Garage
  • Garage Faces Side

Lot

  • Acreage
  • Cleared
  • Few Trees

Community

Neighborhood

  • Subdivision: WHISPERING OAKS PHASE 4

Schools

  • District: Terrell ISD
  • Elementary: Wood
  • Middle: Furlough
  • High: Terrell

Financial & listing details

Listing

  • Price per sq ft: $237
  • County: Hunt
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,270/mo

Principal & interest
$3,982/mo
Property taxes (est.)
$1,031/mo
Homeowners insurance (est.)
$257/mo
Loan amount
$494,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

Get Pre-Qualified

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

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