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Financing available

$320,000

105 Deer Trail, Kerens, TX 75144

3
beds
2.5
baths
1,886
sqft

Est. with seller financing: $3,099/mo

  • Single-family
  • Built in 2020
  • 26,572 sq ft lot
  • $170/sqft
  • $33/mo HOA
  • Navarro County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Beautiful move-in-ready brick home built in 2020, situated on a spacious 0.61-acre lot in the desirable Chambers Point Subdivision at Richland Chambers Lake. This 3-bedroom, 2.5-bath home offers a spacious open-concept living and dining area with a wood-burning fireplace, perfect for everyday living and entertaining. The kitchen features granite countertops, stainless steel appliances, and a pantry, with an additional oversized walk-in pantry conveniently located in the laundry room. The generously sized primary suite includes an en-suite bathroom with a large soaking tub, separate walk-in shower, and spacious walk-in closet. Additional features include solar sun screens on exterior windows and a backyard frequently visited by local wildlife, including numerous deer. Although the property is not waterfront, residents enjoy access to a gated community boat ramp and dock on Richland Chambers Lake. The subdivision also offers two large gated storage yards for boats, trailers, and recreational equipment. Enjoy peaceful lake community living with convenient access to boating, fishing, and outdoor recreation, all just a short drive from downtown Corsicana for shopping, dining, and everyday necessities. This well-maintained home offers the perfect combination of modern comforts, spacious living, and the relaxed lifestyle of a lake community.

Facts & features

Interior

Features

  • Double Vanity
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Fireplaces
  • Cooling: Central Air

Appliances

  • Dishwasher
  • Electric Range
  • Electric Water Heater
  • Microwave

Fireplace

  • Fireplaces: 1
  • Living Room
  • Wood Burning

Exterior & lot

Construction

  • Stories: 1
  • Roof: Asphalt
  • Foundation: Slab

Parking

  • Garage spaces: 2
  • Concrete
  • Garage
  • Garage Faces Side

Lot

  • Corner Lot
  • Landscaped
  • Few Trees

Community

Neighborhood

  • Subdivision: Chambers point

HOA

  • Chambers Point

Schools

  • District: Kerens ISD
  • Elementary: Kerens
  • Middle: Kerens
  • High: Kerens

Financial & listing details

Listing

  • Price per sq ft: $170
  • County: Navarro
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,099/mo

Principal & interest
$2,317/mo
Property taxes (est.)
$600/mo
Homeowners insurance (est.)
$149/mo
HOA dues
$33/mo
Loan amount
$288,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Katie Northern, eXp Realty, LLC · MLS #21408513 · 888-519-7431

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 10, 2026.

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