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Financing available

$349,500

14082 County Road 3140, Kerens, TX 75144

3
beds
2
baths
1,753
sqft

Est. with seller financing: $2,987/mo

  • Single-family
  • Built in 1999
  • 60,766 sq ft lot
  • $199/sqft
  • Navarro County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

This is a charming traditional ranch house with rustic farmhouse touches, a metal roof, and an exceptional oversized covered porch designed for relaxed outdoor living. The porch feels almost like an outdoor living room, with a beautiful wood-plank ceiling, exposed timber framing, multiple seating areas, porch swings, ceiling fans, and plenty of room for entertaining. It offers the ultimate outdoor retreat for morning coffee, quiet afternoons, or serene evenings taking in the quiet country surroundings. Inside, stunning Vinyl Plank Flooring flows seamlessly throughout the entire open layout. The gourmet kitchen is a true culinary centerpiece, with custom butcher block countertops, a spacious kitchen bar, and a classic farmhouse sink. Home chefs will appreciate the heavy-duty stainless gas range and oven paired with a custom vented hood, making meal preparation a delight. Seamlessly connected to the kitchen is a bright, open dining area ideal for hosting family and friends. The heart of the home features a large, comfortable den that provides a welcoming space to unwind, anchored by a cozy wood-burning stove that adds both warmth and timeless character. To complete the interior, you will appreciate the bright and charming bathrooms, each boasting a pristine aesthetic and tasteful finishes. Two areas outside give plenty of room for shop and storage. With comfortable living spaces, attractive updates, and ample room to enjoy the outdoors, this property offers a relaxing country lifestyle that truly feels like home.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • High Speed Internet
  • Walk In Closets

Heating & cooling

  • Heating: Central, Fireplaces, Propane, Wood Stove
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Luxury Vinyl Plank
  • Tile

Appliances

  • Some Gas Appliances
  • Dishwasher
  • Electric Water Heater
  • Gas Oven
  • Gas Range
  • Plumbed For Gas
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Family Room
  • Wood Burning Stove

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Rain Gutters
  • Storage

Construction

  • Style: Ranch, Traditional, Detached
  • Stories: 1
  • Roof: Metal
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Carport

Lot

  • Acreage
  • Few Trees

Community

Neighborhood

  • Subdivision: Kerens

Schools

  • District: Kerens ISD
  • Elementary: Kerens
  • Middle: Kerens
  • High: Kerens

Financial & listing details

Listing

  • Price per sq ft: $199
  • County: Navarro
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,987/mo

Principal & interest
$2,531/mo
Property taxes
$293/mo
Homeowners insurance (est.)
$163/mo
Loan amount
$314,550
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Lindsay King

King Realty Company

903-654-0007

MLS #
21394731

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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